40 Burnham Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 40 Burnham Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,181 sqft · built 1910
Lot Size	0.279 acres (12,140 sqft)
Owner	Individual Name on Record
Last Sale	$458,000 (Feb 2025)
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00018 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00018 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	1,640 sqft
Basement Area	775 sqft
Unfinished Basement	387 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,140 sqft (0.279 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 BURNHAM RD
City	ANDOVER
State	MA
Zip	01810-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	18
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2021
Census Tract	254100

Owner

Source: Essex County and Andover Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 BURNHAM RD, ANDOVER, MA 01810-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Deed Book / Page	18221 / 208
Record Updated	Oct 29, 2026

February 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ANDOVER MA
Recording Date	Feb 28, 2025
Property Address	40 BURNHAM RD, ANDOVER, MA 01810-3104
Document Number	018221-208
Book / Page	18221 / 208
Instrument Date	Feb 28, 2025
Instrument	3042
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 BURNHAM RD, ANDOVER, MA 01810-3104

Mortgage

Document Number	0000003043
Date	Feb 28, 2025
Instrument	3043

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Mar 1, 2032
Max Rate At Change	2.88%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,780.00 (-2.3%)	$462,800 (+0.76%) Land $340,500 Building $122,300	$433,200
2024	$5,916.00 (+4.75%)	$459,300 (+11.08%) Land $335,900 Building $123,400
2023	$5,648.00	$413,500 Land $302,500 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Nearby Flood Policies	274 units insured incl. 244 condo units
Nearby Flood Claims	87 (1982–2023)
Claims Outside the SFHA	11 of 87
Most Recent Claim	Mar 2023 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 33 claims Severe Storms And Flooding, May 2006 · 39 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20