40 Burghardt St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 40 Burghardt St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,147 sqft · built 1915
Lot Size	0.431 acres (18,770 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,717 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-023-75-78`

Property Details

APN / Parcel Number

Primary APN	`41-023-75-78`
Alternative APNs	`WORC M:41 B:023 L:75-78` `M:41 B:023 L:75=78`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,147 sqft Living Area
Gross Area	3,231 sqft
1st Floor Area	1,147 sqft
Attic	Attic
Attic Area	891 sqft
Basement Area	981 sqft
Unfinished Basement	981 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,770 sqft (0.431 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	41-023-75-78
Street Address	40 BURGHARDT ST
City	WORCESTER
State	MA
Zip	01604-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	MIDDLESEX TERRACE
Legal Block	23
Legal Lot Number	75-78
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1012
Census Tract	732801

Owner

40 Burghardt St, a single family home, is owned by two individuals.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 BURGHARDT ST, WORCESTER, MA 01604-1532
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 8, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40 BURGHARDT ST, WORCESTER, MA 01604-1532
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070370-379
Date	Apr 8, 2024
Book Page	70370/379
Instrument	25138

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40 BURGHARDT ST, WORCESTER, MA 01604-1532
Document Number	58944-230
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BURGHARDT ST WORCESTER MA 016041532, WORCESTER, MA 01604-1532

Mortgage

Document Number	58944-230
Date	Jun 14, 2018
Book Page	058944/000230
Instrument	58450

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 40 Burghardt St was $4,717, up 3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,717.00 (+3.04%)	$355,200 (+2.33%) Land $125,300 Building $229,900	$376,685 (-1.83%)
2025	$4,578.00	$347,100 Land $119,300 Building $227,800	$383,705 (+2.33%)
2024			$374,965
2023	$4,301.00	$299,900 Land $103,700 Building $196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Burghardt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Burghardt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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