40 Buffum St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 40 Buffum St, Salem, MA 01970

Property Summary

Property TypeDuplex
Details7 bd · 3 ba · 2,979 sqft · built 1890
Lot Size0.188 acres (8,176 sqft)
Owner2 Individual Names on File
Last Sale$1,125,000 (Apr 2026)
Tax Bill$8,899 (2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSALE M:27 L:0084

Property Details

APN / Parcel Number

Primary APNSALE M:27 L:0084

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Units2 Units
Stories2 Stories
Building Area2,979 sqft Living Area
Gross Area5,513 sqft
Basement Area1,364 sqft
Unfinished Basement1,364 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,176 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address40 BUFFUM ST
CitySALEM
StateMA
Zip01970-2373
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal Lot Number84
JurisdictionSALEM MA
Township / Civil DivisionSALEM
Census Block Group4
Census Block4000
Census Tract204600

Owner

40 Buffum St, a duplex, is owned and occupied by two individuals who bought it in April 2026.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address40 BUFFUM ST, SALEM, MA 01970-2373
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Quit Claim Deed, Transfer · Conventional Mortgage
LEADER BANK NA
Apr 24, 2025Quit Claim Deed, Transfer · Conventional Mortgage
A & D MORTGAGE LLC
Sep 29, 2017Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINL CORP
Jun 17, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2026 · Amount on File
Deed SaleApr 30, 2026 · Amount on File
Prior SaleFeb 16, 2016 · Amount on File
Deed Document Number20263280
Deed Book / Page43358 / 490
Prior Transfer DateApr 17, 2025
Prior Transfer Doc042678-100
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSALEM MA
Recording DateApr 30, 2026
Property Address40 BUFFUM ST, SALEM, MA 01970-2373
Document Number043358-490
Book / Page43358 / 490
Instrument DateApr 27, 2026
Instrument20263280
Transaction TypeTransfer
Record UpdatedJul 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 BUFFUM ST, SALEM, MA 01970-2373

Mortgage

DateApr 30, 2026
Lender
NameLEADER BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.22%
Max Rate-1%

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSALEM MA
Recording DateApr 24, 2025
Property Address40 BUFFUM ST, SALEM, MA 01970-2373
Document Number042678-100
Book / Page42678 / 100
Instrument DateApr 17, 2025
Instrument20250424000060
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address40 BUFFUM ST, SALEM, MA 01970-2373

Mortgage

Document Number20250424000070
DateApr 24, 2025
Instrument20250424000070
Lender
NameA & D MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address40 BUFFUM ST, SALEM, MA 01970-2373
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36214-4
DateSep 29, 2017
Book Page36214/4
Instrument222
Lender
NameHOME POINT FINL CORP
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address40 BUFFUM ST, SALEM, MA 01970-2373
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37591-1
DateJun 17, 2019
Book Page37591/1
Instrument20190617002160
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40 Buffum St was $8,899, up 11.3% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalitySalem City
Unified School DistrictSalem School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,899.00 (+11.28%)$825,500 (+17.06%) Land $246,100 Building $579,400$702,410
2025$7,997.00 (+4.69%)$705,200 (+7.27%) Land $221,500 Building $483,700
2024$7,639.00 (+3.71%)$657,400 (+11.65%) Land $210,500 Building $446,900
2023$7,366.00$588,800 Land $194,300 Building $394,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Buffum St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies28 units insured
incl. 19 condo units
Nearby Flood Claims16 (1991–2024)
Claims Outside the SFHA3 of 16
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Buffum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALEM WATER DEPARTMENT
serves 44,480 people · EPA ID MA3258000
Water SourcePurchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State InspectionDec 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: Astound Broadband, AT&T, Verizon.

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