40 Bruce St, Walton, NY 13856 Property Records

Delaware County and Walton Town property record for 40 Bruce St, Walton, NY 13856

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,600 sqft · built 1900
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$106,000 (Feb 2020)
Tax Bill$3,171 (2026)
Deeds & MortgagesAug 2026 Mortgage
May 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN125601 251.20-2-20

Property Details

APN / Parcel Number

Primary APN125601 251.20-2-20
Alternative APNs
  • 56012510200002020000
  • 08801531012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,600 sqft Living Area
1st Floor Area1,000 sqft
2nd Floor Area600 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions140 ft deep x 82.5 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area117 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number08801531012
Street Address40 BRUCE ST
CityWALTON
StateNY
Zip13856-1250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number20.000
JurisdictionDELAWARE NY
Township / Civil DivisionWALTON
Census Block Group1
Census Block1004
Census Tract970601

Owner

Source: Delaware County and Walton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 BRUCE ST, WALTON, NY 13856-1250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
May 1, 2026Deed of Trust, Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 23, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 14, 2020Deed, Transfer · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2020 · Amount on Record
Deed SaleFeb 14, 2020 · Amount on Record
Prior SaleFeb 29, 2000 · Amount on Record
Deed Document Number20201188
Deed Book / Page1621 / 183
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE NY
Recording DateAug 28, 2026
Property Address40 BRUCE ST, WALTON, NY 13856-1250
Document Number0000005539
Book / Page2585 / 10
Instrument DateAug 24, 2026
Instrument20265539
Transaction TypeMortgage
Record UpdatedSep 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BRUCE ST, WALTON, NY 13856-1250

Mortgage

Document Number0000005539,
DateAug 28, 2026
Book Page2585/10
Instrument20265539
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE NY
Recording DateMay 1, 2026
Property Address40 BRUCE ST, WALTON, NY 13856-1250
Document Number0002568/34
Book / Page2568 / 34
Instrument DateApr 10, 2026
Instrument20262452
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BRUCE ST, WALTON, NY 13856-1250

Mortgage

Document Number0000002452,
DateMay 1, 2026
Book Page2568/34
Instrument20262452
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
AmountAmount Recorded
Term289 Months
DueJun 1, 2050
Interest
Rate6.11%
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE NY
Property Address40 BRUCE ST, WALTON, NY 13856-1250
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002424/276
DateFeb 23, 2023
Book Page2424/276
Instrument1283
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueMar 1, 2050

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionDELAWARE NY
Recording DateFeb 14, 2020
Property Address40 BRUCE ST, WALTON, NY 13856-1250
Document Number001621/183
Book / Page1621 / 183
Instrument DateFeb 14, 2020
Instrument1188
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 SAINT JOHNS LN, NEW YORK, NY 10013-2115

Mortgage

Document Number0000001189
DateFeb 14, 2020
Instrument1189
Lender
NameMR COOPER
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number001621/183
DateFeb 14, 2020
Book Page1621/183
Instrument1188
Lender
NameMR COOPER
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Delaware County and Walton Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionWalton Town
MunicipalityWalton Village
Unified School DistrictWalton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,171.00 (-21%)
2025$4,014.00 (+24.62%)$131,500 (+32.83%) Land $17,500 Building $114,000$131,500 (+2.26%) Land $17,500 Building $114,000
2023$99,000 Land $11,000 Building $88,000$128,600 Land $14,289 Building $114,311
2020$3,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims5 (1996–2006)
Most Recent ClaimJun 2006 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTON VILLAGE
serves 3,010 people · EPA ID NY1200274
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Delhi Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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