40 Brownstone Way, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 40 Brownstone Way, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,336 sqft · built 1975
Lot Size	0.94 acres (40,946 sqft)
Owner	Company Name on Record
Last Sale	$908,500 (Dec 2021)
Tax Bill	$14,934 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-00307-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`63-00307-0000-00002`
Alternative APNs	`630030700002` `031700`

Interior

Stories	1 Story
Building Area	3,336 sqft Living Area
1st Floor Area	3,336 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	40,946 sqft (0.94 acres)

Location & Zoning

Account Number	031700
Street Address	40 BROWNSTONE WAY
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.940 AC
Legal Subdivision	VALLEY VIEW IMPROV CO INC
Legal Block	307
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1000
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14 BELNAY LN, MONTVALE, NJ 07645-1114
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU
Dec 7, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Aug 16, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	2021177402
Deed Book / Page	4481 / 1780
Prior Transfer Date	Apr 8, 2013
Prior Transfer Doc	0013691060
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	40 BROWNSTONE WAY, UPPER SADDLE RIVER, NJ 07458-1343
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BROWNSTONE WAY, UPPER SADDLE RIVER, NJ 07458-1343

Mortgage

Document Number	0046030035
Date	Mar 2, 2022
Book Page	4603/35
Instrument	2022026537

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 7, 2021
Property Address	40 BROWNSTONE WAY, UPPER SADDLE RIVER, NJ 07458-1343
Document Number	0044811780
Book / Page	4481 / 1780
Instrument Date	Nov 15, 2021
Instrument	2021177402
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ACRES LAND TITLE AGENCY INC, ACRES LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,513.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 BELNAY LN, 14, MONTVALE, NJ 07645-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BROWNSTONE WAY, UPPER SADDLE RIVER, NJ 07458-1343

Mortgage

Document Number	2021177403
Date	Dec 7, 2021
Instrument	2021177403

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 16, 2021
Property Address	40 BROWNSTONE WAY, UPPER SADDLE RIVER, NJ 07458-1343
Document Number	0043310896
Book / Page	4331 / 896
Instrument Date	Mar 30, 2021
Instrument	2021131445
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 NEWPORT DR, 810, RAMSEY, NJ 07446-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BELNAY LN, MONTVALE, NJ 07645-1114

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,600 (-) Land $332,600 Building $244,000	$576,600 (-) Land $332,600 Building $244,000
2025	$14,934.00 (+1.73%)	$576,600 (-) Land $332,600 Building $244,000	$576,600 (-) Land $332,600 Building $244,000
2024	$14,680.00 (+2.95%)
2023		$576,600 Land $332,600 Building $244,000	$576,600 Land $332,600 Building $244,000
2022	$14,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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