Hampden County and West Springfield Town City property record for 40 Bridle Path Rd, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,360 sqft · built 1960 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Dec 2017) |
| Tax Bill | $4,754 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Apr 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-39650-X1-001 |
| Primary APN | 161-39650-X1-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 3,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 161-39650-X1-001 |
|---|---|
| Street Address | 40 BRIDLE PATH RD |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 39650 |
| Legal Lot Number | X1 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 812401 |
40 Bridle Path Rd is owned and occupied by two individuals who bought it in December 2017.
Source: Hampden County and West Springfield Town City records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 BRIDLE PATH RD, WEST SPRINGFIELD, MA 01089-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| Apr 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| Dec 1, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on File |
| Deed Sale | Dec 1, 2017 · Amount on File |
| Deed Document Number | 201771430 |
| Deed Book / Page | 21971 / 44 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 40 BRIDLE PATH RD, WEST SPRINGFIELD, MA 01089-1639 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24134-212 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 24134/212 |
| Instrument | 66444 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 40 BRIDLE PATH RD, WEST SPRINGFIELD, MA 01089-1639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23175-353 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 23175/353 |
| Instrument | 19967 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Dec 1, 2017 |
| Property Address | 40 BRIDLE PATH RD, WEST SPRINGFIELD, MA 01089-1639 |
| Document Number | 21971-44 |
| Book / Page | 021971 / 000044 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 71430 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,162.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 65 CATAUMET LN WEST SPRINGFIELD MA 010894464, WEST SPRINGFIELD, MA 01089-4464 |
The 2025 property tax bill for 40 Bridle Path Rd was $4,754, up 1.4% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,754.00 (+1.43%) | $319,700 (+1.01%) Land $111,500 Building $208,200 | $372,210 |
| 2024 | $4,687.00 (+5.54%) | $316,500 (+10.74%) Land $111,500 Building $205,000 | |
| 2023 | $4,441.00 | $285,800 Land $111,500 Building $174,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Bridle Path Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985 · Hurricane Gloria |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Bridle Path Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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