40 Bridge St, Roxbury, NY 12474 Property Records

Delaware County and Roxbury Town property record for 40 Bridge St, Roxbury, NY 12474

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,255 sqft · built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$94,966 (Dec 2017)
Tax Bill	$4,437 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`124800 157.3-1-71`

Property Details

APN / Parcel Number

Primary APN	`124800 157.3-1-71`
Alternative APNs	`48001570030001071000` `08001510026`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,255 sqft Living Area
1st Floor Area	1,145 sqft
2nd Floor Area	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	192 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	680 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08001510026
Street Address	40 BRIDGE ST
City	ROXBURY
State	NY
Zip	12474-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIST DIST
Legal Description	GL 41
Legal Block	1
Legal Lot Number	71.000
Jurisdiction	DELAWARE NY
Township / Civil Division	ROXBURY
Census Block Group	3
Census Block	3042
Census Tract	971100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roxbury Historic District listed 2003 · 244 contributing resources · NRIS 03000852

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 Bridge St is owned and occupied by two individuals who bought it in December 2017.

Source: Delaware County and Roxbury Town records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 BRIDGE ST, ROXBURY, NY 12474-1500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit WAYNE BANK
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit WAYNE BANK
Jun 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Nov 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONWIDE MORTGAGE BANKERS
Dec 12, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	Jul 18, 2013 · Amount on File
Deed Document Number	20179055
Deed Book / Page	1542 / 254
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Recording Date	Sep 17, 2026
Property Address	40 BRIDGE ST, ROXBURY, NY 12474-1500
Document Number	0000005872
Book / Page	2587 / 253
Instrument Date	Sep 3, 2026
Instrument	20265872
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRIDGE ST, ROXBURY, NY 12474-1500

Mortgage

Document Number	0000005872,
Date	Sep 17, 2026
Book Page	2587/253
Instrument	20265872

Lender

Name	WAYNE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Recording Date	Apr 16, 2026
Property Address	40 BRIDGE ST, ROXBURY, NY 12474-1500
Document Number	0002566/15
Book / Page	2566 / 15
Instrument Date	Apr 2, 2026
Instrument	20262189
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRIDGE ST, ROXBURY, NY 12474-1500

Mortgage

Document Number	0000002189,
Date	Apr 16, 2026
Book Page	2566/15
Instrument	20262189

Lender

Name	WAYNE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	40 BRIDGE ST, ROXBURY, NY 12474-1500
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002436/1
Date	Jun 1, 2023
Book Page	2436/1
Instrument	3343

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	40 BRIDGE ST, ROXBURY, NY 12474-1500
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002412/268
Date	Nov 17, 2022
Book Page	2412/268
Instrument	8444

Lender

Name	NATIONWIDE MORTGAGE BANKERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Dec 12, 2017
Property Address	40 BRIDGE ST, ROXBURY, NY 12474-1500
Document Number	001542/254
Book / Page	1542 / 254
Instrument Date	Dec 9, 2017
Instrument	000000009055
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRIDGE ST, ROXBURY, NY 12474-1500

Tax Assessment & Valuation

The 2026 property tax bill for 40 Bridge St was $4,437, up 5.8% from the year before.

Source: Delaware County and Roxbury Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Roxbury Town
Unified School District	Roxbury Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,437.00 (+5.79%)
2025	$4,194.00	$255,000 Land $20,700 Building $234,300	$257,576 Land $20,909 Building $236,667
2023		$124,500 (-) Land $15,900 Building $108,600	$183,100 (+19.13%) Land $23,384 Building $159,716
2022		$124,500 Land $15,900 Building $108,600	$153,700 Land $19,629 Building $134,071
2021	$3,382.00 (-32.87%)
2020	$5,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Bridge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1987–2019)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Bridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50

May also be available: Mid-Hudson Cablevision.

Cell Coverage

5G (outdoors only) and 4G LTE

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