40 Bradstone Cir, Irmo, SC 29063 Property Records

Richland County property record for 40 Bradstone Cir, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,335 sqft · built 1997
Lot Size	0.348 acres (15,158 sqft)
Owner	Individual Name on Record
Last Sale	$115,500 (Sep 2009)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05006-03-03`

Property Details

APN / Parcel Number

Primary APN	`05006-03-03`
Alternative APNs	`R05006-03-03` `01474746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,335 sqft Heated Area
Gross Area	1,660 sqft
1st Floor Area	1,335 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,158 sqft (0.348 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	85 sqft
Patio Area	9 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01474746
Street Address	40 BRADSTONE CIR
City	IRMO
State	SC
Zip	29063-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 141 178.3X100.6X117.4 #SU GLEN RIDGE PHASE 2 #PR 56-2181/8344
Legal Subdivision	GLENN RIDGE
Legal Phase	2
Legal Lot Number	141,178
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2007
Census Tract	10315

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 BRADSTONE CIR, IRMO, SC 29063-9262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 4, 2019	Loan Modification, Mortgage · Conventional with PMI CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2009 · Amount on Record
Deed Sale	Sep 29, 2009 · Amount on Record
Prior Sale	Dec 29, 2004 · Amount on Record
Deed Document Number	200972972
Deed Book / Page	1558 / 2766
Prior Transfer Date	Jul 23, 2001
Prior Transfer Doc	0545/1486
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	40 BRADSTONE CIR, IRMO, SC 29063-9262
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRADSTONE CIR, IRMO, SC 29063-9262

Mortgage

Document Number	0027063615
Date	Jan 14, 2022
Book Page	2706/3615
Instrument	2022002518

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	40 BRADSTONE CIR, IRMO, SC 29063-9262
Document Number	2379/3710
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRADSTONE CIR IRMO SC 290639262, IRMO, SC 29063-9262

Mortgage

Document Number	2379/3710
Date	Mar 21, 2019
Book Page	002379/003710
Instrument	19208

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00 (+22.82%)	$131,100 (-)	$186,300 (-) Land $24,000 Building $162,300
2024		$131,100 (+2,775%)	$186,300 (+63.42%) Land $24,000 Building $162,300
2023	$824.00 (-6.15%)	$4,560 (-)	$114,000 (-5.47%)
2021	$878.00	$4,560	$120,600 Land $18,800 Building $101,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CarolinaConnect Cooperative.

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