40 Bradley St, Covington, GA 30016 Property Records

Newton County property record for 40 Bradley St, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,519 sqft · built 2004
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on File
Tax Bill	$3,832 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0028D-00000-011-000`

Property Details

APN / Parcel Number

Primary APN	`0028D-00000-011-000`
Alternative APNs	`0028D 011` `15816`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,519 sqft Heated Area
1st Floor Area	974 sqft
Utility Area	49 sqft
Utility Room	Utility Room
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	70,567 sqft (1.62 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	146 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15816
Old Parcel Number	0028D 011
Street Address	40 BRADLEY ST
City	COVINGTON
State	GA
Zip	30016-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 11 BENEDICT PLACE
Legal Subdivision	BENEDICT PLACE
Legal Lot Number	11
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1005
Census Tract	100902

Owner

40 Bradley St is owned and occupied by an individual who acquired it in December 2020.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	40 BRADLEY ST, COVINGTON, GA 30016-2585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CREDIT UNION
Dec 30, 2020	Quit Claim Deed, Transfer ATLANTIC BAY MTG
Jun 30, 2017	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020
Deed Sale	Dec 21, 2020
Prior Sale	Nov 19, 2004 · Amount on File
Deed Document Number	0000412116
Deed Book / Page	1793 / 401
Prior Transfer Date	Oct 4, 2016
Prior Transfer Doc	2016-003529
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 BRADLEY ST, COVINGTON, GA 30016-2585
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRADLEY ST, COVINGTON, GA 30016-2585

Mortgage

Document Number	0047310000000019
Date	May 22, 2025
Book Page	0000004731/0000000019

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 30, 2020
Property Address	40 BRADLEY ST, COVINGTON, GA 30016-2585
Document Number	0041210016
Book / Page	004121 / 000016
Instrument Date	Dec 21, 2020
Instrument	19343
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRADLEY ST COVINGTON GA 300162585, COVINGTON, GA 30016-2585

Mortgage

Document Number	41210017
Date	Dec 30, 2020
Book Page	004121/000017

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 BRADLEY ST, COVINGTON, GA 30016-2585
Document Number	0035840444
Book / Page	003584 / 000444
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRADLEY ST COVINGTON GA 300162585, COVINGTON, GA 30016-2585

Mortgage

Document Number	0035840444
Date	Jul 10, 2017
Book Page	003584/000444
Instrument	7670

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40 Bradley St was $3,832 with a homeowner's exemption, down 7.1% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,832.00 (-7.13%) Homeowner's exemption	$155,200 (-5.44%) Land $18,000 Building $137,200	$388,000 (-5.44%) Land $45,000 Building $343,000
2024	$4,126.00 Homeowner's exemption	$164,120 (+0.2%) Land $20,000 Building $144,120	$410,300 (+0.2%) Land $50,000 Building $360,300
2023		$163,800 Land $8,000 Building $155,800	$409,500 Land $20,000 Building $389,500
2022	$3,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Bradley St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Bradley St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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