Middlesex County and Stow Town property record for 40 Bradley Ln, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,968 sqft · built 2017 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Dec 2018) |
| Tax Bill | $19,510 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-29 000102 |
| Primary APN | R-29 000102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,968 sqft Living Area |
| Gross Area | 5,543 sqft |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,624 sqft |
| Unfinished Basement | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R-29 000102 |
|---|---|
| Street Address | 40 BRADLEY LN |
| City | STOW |
| State | MA |
| Zip | 01775-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 323101 |
Source: Middlesex County and Stow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 BRADLEY LN, STOW, MA 01775-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Dec 7, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on Record |
| Deed Sale | Dec 7, 2018 · Amount on Record |
| Prior Sale | Jul 14, 2016 · Amount on Record |
| Deed Book / Page | 71984 / 559 |
| Transfer Doc | 067617-536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 40 BRADLEY LN, STOW, MA 01775-1342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076623-154 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 76623/154 |
| Instrument | 2193 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Dec 7, 2018 |
| Property Address | 40 BRADLEY LN, STOW, MA 01775-1342 |
| Document Number | 71984-559 |
| Book / Page | 71984 / 559 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 187130 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 BRADLEY LN, STOW, MA 01775-1342 |
| Document Number | 187131 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 187131 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,510.00 (+4.53%) | $1,091,800 (+1.9%) Land $398,100 Building $693,700 | $1,023,753 (+17.94%) |
| 2025 | $18,664.00 (+9.94%) | $1,071,400 (+7.1%) Land $379,100 Building $692,300 | $868,015 |
| 2024 | $16,977.00 (+4.2%) | $1,000,400 (+11.32%) Land $348,300 Building $652,100 | |
| 2023 | $16,293.00 | $898,700 Land $317,600 Building $581,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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