40 Boyd St, Andrews, NC 28901 Property Records

Cherokee County property record for 40 Boyd St, Andrews, NC 28901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,304 sqft · built 1950
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Jan 2022)
Tax Bill$556 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN556617011664000

Property Details

APN / Parcel Number

Primary APN556617011664000
Alternative APNs
  • 43937
  • 56645

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,304 sqft Heated Area
Gross Area1,775 sqft
1st Floor Area856 sqft
AtticAttic
Attic Area448 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions150 ft deep x 200 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number56645
Street Address40 BOYD ST
CityANDREWS
StateNC
Zip28901-9612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal DescriptionLOTS 4 & 5 BLK C WELLS & BOYD ADDITION 153/1058
Legal SubdivisionBOYD ADDITION
Legal BlockC
Legal Lot Number4,5
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group2
Census Block2015
Census Tract930101

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address40 BOYD ST, ANDREWS, NC 28901-9612
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Document Number2022658
Deed Book / Page1702 / 1386
Prior Transfer DateMar 7, 2014
Prior Transfer Doc01486/0799
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJan 31, 2022
Property Address40 BOYD ST, ANDREWS, NC 28901-9612
Document Number01702/1386
Book / Page1702 / 1386
Instrument DateJan 31, 2022
Instrument658
Transaction TypeTransfer
Record UpdatedFeb 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address71 BOYD ST, 71, ANDREWS, NC 28901-9612

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BOYD ST, ANDREWS, NC 28901-9612

Mortgage

Document Number0017021388
DateJan 31, 2022
Instrument1702/1388
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAndrews Town
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$556.00$77,320 (-)$77,320 (-) Land $20,000 Building $57,320
2023$77,320$77,320 Land $20,000 Building $57,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ANDREWS
serves 3,284 people · EPA ID NC0120020
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Boyd St

Nearby Streets

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