40 Boyd Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 40 Boyd Rd, Rising Sun, MD 21911

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,690 sqft · built 1989
Lot Size11.1 acres (483,952 sqft)
OwnerIndividual Name on Record
Last Sale$695,000 (Sep 2021)
Tax Bill$7,283 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-039138

Property Details

APN / Parcel Number

Primary APN06-039138
Alternative APNs
  • 6039138
  • 039138

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,690 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area483,952 sqft (11.1 acres)
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area800 sqft
PorchSlab
Porch Area188 sqft
Deck Area68 sqft
Shed1 Shed
Shed Area512 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number039138
Street Address40 BOYD RD
CityRISING SUN
StateMD
Zip21911-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 11 -11.119 ACRES 40 BOYDS ROAD OAK GROVE
Legal SubdivisionOAK GROVE
Legal Lot Number11
JurisdictionCECIL MD
Township / Civil Division6, RISING SUN
Census Block Group1
Census Block1005
Census Tract31302

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 BOYD RD, RISING SUN, MD 21911-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Prior SaleJun 17, 2005 · Amount on Record
Deed Book / Page4978 / 452
Transfer Doc0000236876
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateSep 14, 2021
Property Address40 BOYD RD, RISING SUN, MD 21911-1520
Document Number0049780452
Book / Page4978 / 452
Instrument DateAug 31, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address40 BOYD RD, RISING SUN, MD 21911-1520

Mortgage

Document Number0004978460
DateSep 14, 2021
Instrument4978/460
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.1%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2031
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7.1%
Index1-Year LIBOR
Margin3
Max Rate7.1%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,283.00 (+2.82%)$666,133 (+33.28%)$714,800 (+11.37%) Land $142,400 Building $572,400
2025$7,083.00 (+45.17%)
2023$4,879.00$499,800$641,800 Land $142,400 Building $499,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (2004–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Boyd Rd

Nearby Streets

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