40 Birch Lake Dr, Troy, MO 63379 Property Records

Lincoln County property record for 40 Birch Lake Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,371 sqft · built 2022
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,650 (2025)
Deeds & Mortgages	Feb 2026 Sale Oct 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-23-000-000-015.021`

Property Details

APN / Parcel Number

Primary APN	`19-60-23-000-000-015.021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,371 sqft Living Area
Basement Area	2,371 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Hip
Roof Material	Asphalt
Lot Area	134,165 sqft (3.08 acres)
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	40 BIRCH LAKE DR
City	TROY
State	MO
Zip	63379-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 PINE LAKE ESTATES, PLAT 13167 & RE-RECORDED PLAT 13/172
Legal Range	01W
Legal Township	48N
Legal Section	23
Legal Subdivision	PINE LAKE ESTATES
Legal Lot Number	21
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2001
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 BIRCH LAKE DR, TROY, MO 63379-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Beneficiary Deed, Transfer ALL COUNTY TITLE COMPANY, ALL COUNTY TITLE CO
Oct 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit SILEX BANKING CO
Jun 8, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Oct 26, 2021	Warranty Deed, Transfer
Aug 4, 2020	Warranty Deed, Transfer · Line of Credit PEOPLES BANK & TRUST CO
May 1, 2019	Warranty Deed, Transfer · Commercial Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021
Deed Sale	Oct 26, 2021
Prior Sale	Aug 4, 2020 · Amount on Record
Deed Document Number	202114038
Deed Book / Page	2471 / 459
Record Updated	Oct 29, 2026

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 9, 2026
Property Address	40 BIRCH LAKE DR, TROY, MO 63379-3883
Document Number	002518/223
Book / Page	2518 / 223
Map Reference	MB 13 PG 172
Instrument Date	Feb 9, 2026
Instrument	2026001118
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ALL COUNTY TITLE COMPANY, ALL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 BIRCH LAKE DR, TROY, MO 63379-3883

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	40 BIRCH LAKE DR, TROY, MO 63379-3883
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02439/0913
Date	Oct 30, 2019
Book Page	2439/0913
Instrument	2019009810

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	40 BIRCH LAKE DR, TROY, MO 63379-3883
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002471/784
Date	Nov 2, 2021
Book Page	2471/784
Instrument	2021014363

Lender

Name	SILEX BANKING CO
Type	Bank
Address	SILEX, MO 63377

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Oct 25, 2022

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 8, 2022
Property Address	40 BIRCH LAKE DR, TROY, MO 63379-3883
Document Number	002480/314
Book / Page	2480 / 314
Map Reference	MB 13 PG 167
Instrument Date	Jun 7, 2022
Instrument	2022006058
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BIRCH LAKE DR, TROY, MO 63379-3883

Mortgage

Document Number	2022006059
Date	Jun 8, 2022
Instrument	2022006059

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 26, 2021
Property Address	40 BIRCH LAKE DR, TROY, MO 63379-3883
Document Number	002471/459
Book / Page	2471 / 459
Map Reference	MB 13 PG 172
Instrument Date	Oct 20, 2021
Instrument	2021014038
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 N US HIGHWAY, TROY, MO 63379-4813

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 4, 2020
Property Address	40 BIRCH LAKE DR, TROY, MO 63379-3883
Document Number	002450/424
Book / Page	2450 / 424
Map Reference	MB 13 PG 172
Instrument Date	Jul 31, 2020
Instrument	2020008468
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	136 WESTBOROUGH DR, TROY, MO 63379-4453

Mortgage

Document Number	2020008469
Date	Aug 4, 2020
Instrument	2020008469

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 27, 2040

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 1, 2019
Property Address	40 BIRCH LAKE DR, TROY, MO 63379-3883
Document Number	02433/0425
Book / Page	2433 / 0425
Map Reference	MB 13 PG 172
Instrument Date	Apr 30, 2019
Instrument	2019003271
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 PINE LAKE DR, TROY, MO 63379-3887
Investor	Possibly a Property Investor

Mortgage

Document Number	2019003272
Date	May 1, 2019
Instrument	2019003272

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,080 (-) Land $9,215 Building $66,865
2025	$4,650.00 (+8.7%)	$76,080 (+10.21%) Land $9,215 Building $66,865	$400,420 (+10.21%) Land $48,500 Building $351,920
2023	$4,278.00 (+90.3%)	$69,031 Land $7,315 Building $61,716	$363,320 Land $38,500 Building $324,820
2022	$2,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Birch Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures