Hampden County and Chicopee City property record for 40 Bessette Ln, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,740 sqft · built 1985 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2012) |
| Tax Bill | $6,029 (2026) |
| Deeds & Mortgages | Dec 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 757-0012A |
| Primary APN | 757-0012A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 3,450 sqft |
| 1st Floor Area | 990 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 757-0012A |
|---|---|
| Street Address | 40 BESSETTE LN |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 811301 |
40 Bessette Ln is owned and occupied by an individual who bought it in December 2012.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 BESSETTE LN, CHICOPEE, MA 01020-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2012 · Amount on File |
| Deed Sale | Dec 7, 2012 · Amount on File |
| Prior Sale | Jan 5, 1993 · Amount on File |
| Deed Book / Page | 19582 / 479 |
| Transfer Doc | 019582-479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 40 BESSETTE LN, CHICOPEE, MA 01020-4024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025713-163 |
|---|---|
| Date | Dec 31, 2024 |
| Book Page | 25713/163 |
| Instrument | 61936 |
| Name | SAGE HOME LOANS CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2054 |
The 2026 property tax bill for 40 Bessette Ln was $6,029, up 4.7% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,029.00 (+4.65%) | $395,600 (+4.11%) Land $144,200 Building $251,400 | $424,345 (+28.8%) |
| 2025 | $5,761.00 (+5.4%) | $380,000 (+2.62%) Land $130,400 Building $249,600 | $329,460 |
| 2024 | $5,466.00 (+7.32%) | $370,300 (+10.14%) Land $128,000 Building $242,300 | |
| 2023 | $5,093.00 | $336,200 Land $116,500 Building $219,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Bessette Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Bessette Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Netafy.
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