St. Johns County property record for 40 Benvolio Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,926 sqft · built 2015 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $373,000 (Aug 2021) |
| Tax Bill | $4,509 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028671-0030 |
| Primary APN | 028671-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 2,506 sqft |
| 1st Floor Area | 1,926 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 40 BENVOLIO WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 71/90-93 SUNSHINE 16 LOT 3 OR5332/966 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SUNSHINE 16 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 BENVOLIO WAY, SAINT AUGUSTINE, FL 32092-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Aug 2, 2021 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 13, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2015 · Amount on Record |
| Deed Document Number | 202184978 |
| Deed Book / Page | 5332 / 966 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 40 BENVOLIO WAY, SAINT AUGUSTINE, FL 32092-4526 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 40 BENVOLIO WAY, SAINT AUGUSTINE, FL 32092-4526 |
| Document Number | 0059080024 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 5908/24 |
| Instrument | 2024015408 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 2, 2021 |
| Property Address | 40 BENVOLIO WAY, SAINT AUGUSTINE, FL 32092-4526 |
| Document Number | 0053320966 |
| Book / Page | 5332 / 966 |
| Map Reference | MB 71 PG 90-93 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021084978 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,611.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3104 S CASSATA LN, 3104, ST AUGUSTINE, FL 32092-3481 |
| Name | Verified Name |
|---|---|
| Address | 40 BENVOLIO WAY, ST AUGUSTINE, FL 32092-4526 |
| Document Number | 5332968 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 5332/968 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 40 BENVOLIO WAY, SAINT AUGUSTINE, FL 32092-4526 |
| Document Number | 0046171685 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 40 BENVOLIO WAY ST AUGUSTINE FL 320924526, ST AUGUSTINE, FL 32092-4526 |
| Document Number | 0046171685 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 004617/001685 |
| Instrument | 69941 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Sep 26, 2045 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,988 (+1.22%) Land $90,000 Building $262,988 | $352,988 (+1.22%) Land $90,000 Building $262,988 | |
| 2025 | $4,509.00 (+12.47%) Homeowner's exemption | $348,730 (+2.55%) | $348,730 (+2.55%) Land $100,000 Building $248,730 |
| 2024 | $4,009.00 (-1.5%) | ||
| 2023 | $4,070.00 (-3.92%) Homeowner's exemption | $340,049 (-3.37%) | $340,049 (-3.37%) Land $90,720 Building $249,329 |
| 2022 | $4,236.00 Homeowner's exemption | $351,893 | $351,893 Land $90,720 Building $261,173 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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