Suffolk County and Islip Town property record for 40 Bay 3rd St, Islip, NY 11751 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 397.-2-38 |
| Primary APN | 472889 397.-2-38 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 106 ft wide |
| Account Number | 601610 |
|---|---|
| Street Address | 40 BAY 3RD ST |
| City | ISLIP |
| State | NY |
| Zip | 11751-4408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | X2219460Y182232 T059H00000000 |
| Legal Block | 7000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 147402 |
Source: Suffolk County and Islip Town records · APN 472889 397.-2-38
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 BAY 3RD ST, ISLIP, NY 11751-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 40 BAY 3RD ST, ISLIP, NY 11751-4408 |
| Document Number | 0228540882 |
| Instrument Date | Jul 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 40 BAY 3RD ST ISLIP NY 117514408, ISLIP, NY 11751-4408 |
| Document Number | 0228540882 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 022854/000882 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Sep 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $47,600 (-) Land $15,100 Building $32,500 | |
| 2024 | $670,422 (+2.53%) Land $212,676 Building $457,746 | |
| 2023 | $47,600 Land $15,100 Building $32,500 | $653,847 Land $207,418 Building $446,429 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031474021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 19 (1980–2023) |
| Claims Outside the SFHA | 18 of 19 |
| Most Recent Claim | Jul 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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