Narragansett Town property record for 40 Barnacle Rd, Narragansett, RI 02882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,092 sqft · built 2009 |
| Lot Size | 0.476 acres (20,752 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $18,151 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jul 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | NARR M:R-3 B:38 |
| Primary APN | NARR M:R-3 B:38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Living Area |
| Gross Area | 5,812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,752 sqft (0.476 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 19137100 |
|---|---|
| Street Address | 40 BARNACLE RD |
| City | NARRAGANSETT |
| State | RI |
| Zip | 02882-4617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 38 |
| Jurisdiction | NARRAGANSETT RI |
| Township / Civil Division | NARRAGANSETT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 51504 |
40 Barnacle Rd is owner-occupied and held in a trust since May 2024.
Source: Narragansett Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 40 BARNACLE RD, NARRAGANSETT, RI 02882-4617 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 2, 2024 |
| Transfer Doc | 001030-866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Property Address | 40 BARNACLE RD, NARRAGANSETT, RI 02882-4617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000993-520 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 993/520 |
| Instrument | 2021005850 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Property Address | 40 BARNACLE RD, NARRAGANSETT, RI 02882-4617 |
| Document Number | 922-15 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 40 BARNACLE RD NARRAGANSETT RI 028824617, NARRAGANSETT, RI 02882-4617 |
| Document Number | 922-15 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 000922/000015 |
| Instrument | 4237 |
| Name | RHODE ISLAND CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 2, 2025 |
The 2025 property tax bill for 40 Barnacle Rd was $18,151.
Source: Narragansett Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Narragansett Town |
| Unified School District | Narragansett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,151.00 | $2,673,200 Land $1,112,900 Building $1,560,300 | $2,147,911 |
| 2023 | $16,362.00 (+3.44%) | $1,757,500 (-) Land $718,100 Building $1,039,400 | |
| 2022 | $15,818.00 | $1,757,500 Land $718,100 Building $1,039,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Barnacle Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 48 (1978–2020) |
| Claims Outside the SFHA | 16 of 48 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Barnacle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NARRAGANSETT WATER DEPT-NORTH END serves 4,432 people · EPA ID RI1858429 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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