40 Baldwin Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 40 Baldwin Rd, Dracut, MA 01826 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,052 sqft · built 1986
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2002)
Tax Bill	$6,052 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`508000`

Property Details

APN / Parcel Number

Primary APN	`508000`
Alternative APNs	`DRAC M:51 B:198 L:83` `M:0051 B:0198 L:0083`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,152 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	508000
Street Address	40 BALDWIN RD
City	DRACUT
State	MA
Zip	01826-5258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAN 6071-O
Legal Block	198
Legal Lot Number	83
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3013
Census Tract	314301

Owner

Source: Middlesex County and Dracut Town records · APN 508000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 BALDWIN RD, DRACUT, MA 01826-5258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Jul 06, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SVGS BK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2002 · Amount on Record
Deed Sale	May 30, 2002 · Amount on Record
Deed Book / Page	183 / 89
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	40 BALDWIN RD, DRACUT, MA 01826-5258
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317972
Date	Oct 17, 2022
Instrument	317972

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2042

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	40 BALDWIN RD, DRACUT, MA 01826-5258
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311801
Date	Jul 06, 2021
Instrument	311801

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	40 BALDWIN RD, DRACUT, MA 01826-5258
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000322821
Date	Apr 22, 2024
Instrument	322821

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2044

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	40 BALDWIN RD, DRACUT, MA 01826-5258
Document Number	0000291467
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291467
Date	Apr 24, 2017
Instrument	291467

Lender

Name	WASHINGTON SVGS BK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2037

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,052.00 (-0.43%)	$598,000 (+2.82%) Land $256,000 Building $342,000	$643,625 (+1.96%)
2024	$6,078.00 (+3.28%)	$581,600 (+14.44%) Land $244,000 Building $337,600	$631,275
2023	$5,885.00	$508,200 Land $212,300 Building $295,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173143013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1988–2007)
Most Recent Claim	Apr 2007, river or lake flooding
Claims By Storm	Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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