40 Audubon Ln, Lugoff, SC 29078 Property Records

Kershaw County property record for 40 Audubon Ln, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,010 sqft · built 2020
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Apr 2020)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`294-00-03-025-SJW`

Property Details

APN / Parcel Number

Primary APN	`294-00-03-025-SJW`
Alternative APN	`51433`

Interior

Stories	2 Stories
Building Area	3,010 sqft Gross Area

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Account Number	51433
Old Parcel Number	294-00-03-025 SJW
Street Address	40 AUDUBON LN
City	LUGOFF
State	SC
Zip	29078-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	QUAIL CREEK SUBDIV LOT 25
Legal Subdivision	QUAIL CREEK SUBDIV
Legal Lot Number	25
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	970907

Owner

40 Audubon Ln is owned and occupied by two individuals who acquired it in May 2020.

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	40 AUDUBON LN, LUGOFF, SC 29078-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI GUILD MTG
Dec 20, 2019	Deed of Trust, Construction Loan · Line of Credit FIRST PALMETTO BK
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Deed Document Number	0000041672
Deed Book / Page	416 / 72
Last Transfer Date	May 7, 2020
Transfer Doc	0000003858
Record Updated	Jun 8, 2026

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	May 7, 2020
Property Address	40 AUDUBON LN, LUGOFF, SC 29078-8205
Document Number	0000003858
Book / Page	004216 / 000072
Instrument Date	Apr 30, 2020
Instrument	3858
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 AUDUBON LN LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	3859
Date	May 7, 2020
Book Page	004216/000076
Instrument	3859

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Dec 20, 2019
Property Address	40 AUDUBON LN, LUGOFF, SC 29078-8205
Document Number	0000010281
Book / Page	004143 / 000121
Instrument Date	Dec 16, 2019
Instrument	10281
Transaction Type	Construction Loan
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR #1020 ELGIN SC 290457123, 1020, ELGIN, SC 29045-7123

Mortgage

Document Number	0000010281
Date	Dec 20, 2019
Book Page	004143/000121
Instrument	10281

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 19, 2020

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	40 AUDUBON LN, LUGOFF, SC 29078-8205
Document Number	0000005301
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR #1020 ELGIN SC 290457123, 1020, ELGIN, SC 29045-7123

Mortgage

Document Number	0000005301
Date	Jun 27, 2020
Book Page	004244/000163
Instrument	5301

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Audubon Ln was $1,561.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00	$221,300 Land $30,000 Building $191,300	$221,300
2023	$1,569.00	$221,300 Land $30,000 Building $191,300	$221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Audubon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Audubon Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Audubon Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures