40 Ashwood Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 40 Ashwood Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,386 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$421,000 (Jun 2015)
Tax Bill	$7,873 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04209-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`18-04209-0000-00010`
Alternative APNs	`1800036000000006` `180420900010`

Interior

Stories	2 Stories
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Old Parcel Number	1800036000000006
Street Address	40 ASHWOOD AVE
City	SUMMIT
State	NJ
Zip	07901-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	CITY/SUMMIT
Legal Block	4209
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3007
Census Tract	38000

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 ASHWOOD AVE, SUMMIT, NJ 07901-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage CHANGE LENDING LLC
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 16, 2016	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Jun 23, 2014 · Amount on Record
Deed Document Number	2015262453
Deed Book / Page	6064 / 529
Last Transfer Date	Apr 12, 2017
Transfer Doc	0000288116
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	40 ASHWOOD AVE, SUMMIT, NJ 07901-3827
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153982333
Date	Aug 14, 2023
Book Page	15398/2333
Instrument	55036

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	40 ASHWOOD AVE, SUMMIT, NJ 07901-3827
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ASHWOOD AVE, SUMMIT, NJ 07901-3827

Mortgage

Document Number	0151472719
Date	Jan 20, 2022
Book Page	15147/2719
Instrument	29830

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Jun 29, 2017
Property Address	40 ASHWOOD AVE, SUMMIT, NJ 07901-3827
Document Number	0061970740
Book / Page	006197 / 000740
Instrument Date	Apr 12, 2017
Instrument	288116
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 ASHWOOD AVE SUMMIT NJ 079013827, SUMMIT, NJ 07901-3827

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	40 ASHWOOD AVE, SUMMIT, NJ 07901-3827
Document Number	0142380927
Instrument Date	Nov 16, 2016
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ASHWOOD AVE SUMMIT NJ 079013827, SUMMIT, NJ 07901-3827

Mortgage

Document Number	0142380927
Date	Feb 27, 2017
Book Page	014238/000927
Instrument	637238

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,100 (-) Land $105,400 Building $70,700	$176,100 (-) Land $105,400 Building $70,700
2025	$7,873.00 (+2.65%)	$176,100 (-) Land $105,400 Building $70,700	$176,100 (-) Land $105,400 Building $70,700
2024	$7,670.00 (+1.7%)
2023		$176,100 Land $105,400 Building $70,700	$176,100 Land $105,400 Building $70,700
2022	$7,542.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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