40 Ashley Dr, Mobile, AL 36608 Property Records

Mobile County property record for 40 Ashley Dr, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,252 sqft · built 1990
Lot Size0.677 acres (29,502 sqft)
Owner2 Individual Names on Record
Tax Bill$1,536 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR022806231002068

Property Details

APN / Parcel Number

Primary APNR022806231002068
Alternative APNs
  • 28 06 23 1 002 068.XXX
  • 00544307
  • 544307

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,252 sqft Living Area
1st Floor Area2,252 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area29,502 sqft (0.677 acres)
Garage Area862 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number544307
Street Address40 ASHLEY DR
CityMOBILE
StateAL
Zip36608-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 108 SEC 3 OF YESTER OAKS MBK 11 PG 78 #SEC 23 T4S R2W #MP28 06 23 1 002
Legal Range04S
Legal Township04S
Legal Section23
Legal SubdivisionYESTER OAKS
Legal Lot Number108
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2003
Census Tract3301

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 ASHLEY DR, MOBILE, AL 36608-1739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address40 ASHLEY DR, MOBILE, AL 36608-1739
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067832
DateNov 4, 2020
Instrument2020067832
Lender
NameIBERIABANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,536.00 (-3.4%) Homeowner's exemption Senior Citizen's exemption$27,500 (+6.01%) Land $7,500 Building $20,000$275,000 (+6.01%) Land $75,000 Building $200,000
2024$1,590.00 (+5.09%) Homeowner's exemption$25,940 (+4.85%) Land $7,500 Building $18,440$259,400 (+4.85%) Land $75,000 Building $184,400
2023$1,513.00 Homeowner's exemption$24,740 Land $7,500 Building $17,240$247,400 Land $75,000 Building $172,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims100 (1979–2019)
Claims Outside the SFHA78 of 100
Most Recent ClaimSep 2019 · other causes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims
  • Hurricane Ivan, Sep 2004 · 12 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 67% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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