Union County and Summit City property record for 40 Ascot Way, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,628 sqft · built 1959 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Jan 2004) |
| Tax Bill | $10,869 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04401-0000-00039 |
| Primary APN | 18-04401-0000-00039 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,763 sqft (0.293 acres) |
| Old Parcel Number | 1800027B00034 |
|---|---|
| Street Address | 40 ASCOT WAY |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 4401 |
| Legal Lot Number | 39 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 37900 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 ASCOT WAY, SUMMIT, NJ 07901-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 7, 2017 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2004 · Amount on Record |
| Deed Sale | Jan 5, 2004 · Amount on Record |
| Prior Sale | Jul 27, 2000 · Amount on Record |
| Deed Book / Page | 5409 / 69 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 ASCOT WAY, SUMMIT, NJ 07901-3302 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 40 ASCOT WAY, SUMMIT, NJ 07901-3302 |
| Document Number | 0154112001 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 15411/2001 |
| Instrument | 56233 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 281 Months |
| Due | Feb 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 ASCOT WAY, SUMMIT, NJ 07901-3302 |
| Document Number | 0142480838 |
| Book / Page | 014248 / 000838 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 ASCOT WAY SUMMIT NJ 079013302, SUMMIT, NJ 07901-3302 |
| Document Number | 0142480838 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 014248/000838 |
| Instrument | 638228 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2047 |
| Rate | 3.25% |
|---|
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,100 (-) Land $139,400 Building $103,700 | $243,100 (-) Land $139,400 Building $103,700 | |
| 2025 | $10,869.00 (+2.64%) | $243,100 (-) Land $139,400 Building $103,700 | $243,100 (-) Land $139,400 Building $103,700 |
| 2024 | $10,589.00 (+1.71%) | ||
| 2023 | $243,100 Land $139,400 Building $103,700 | $243,100 Land $139,400 Building $103,700 | |
| 2022 | $10,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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