Saratoga County and Malta Town property record for 40 Arnold Rd, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,828 sqft · built 1967 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Aug 2023) |
| Tax Bill | $5,721 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Feb 2024 Line of Credit + 1 more |
| APN | 414089 204.-3-24 |
| Primary APN | 414089 204.-3-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| 2nd Floor Area | 750 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Width | 502 ft Width |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool House | Pool House |
| Porch | Slab |
| Porch Area | 278 sqft |
| Patio Area | 573 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5 J00334 |
|---|---|
| Street Address | 40 ARNOLD RD |
| City | MALTA |
| State | NY |
| Zip | 12020-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SIDE: W |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 61905 |
40 Arnold Rd is owned and occupied by an individual who acquired it in March 2024.
Source: Saratoga County and Malta Town records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 ARNOLD RD, BALLSTON SPA, NY 12020-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 8, 2024 | Deed of Trust, Mortgage · Line of Credit SARATOGA NATIONAL BANK & TRUST |
| Aug 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage SARATOGA NATIONAL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Nov 14, 2000 · Amount on File |
| Deed Document Number | 202321193 |
| Last Transfer Date | Mar 27, 2024 |
| Transfer Doc | 0000007710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Mar 29, 2024 |
| Property Address | 40 ARNOLD RD, MALTA, NY 12020-4220 |
| Document Number | 0000007710 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024007710 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 40 ARNOLD RD, MALTA, NY 12020-4220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 40 ARNOLD RD, MALTA, NY 12020-4220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003400 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 2024003400 |
| Name | SARATOGA NATIONAL BANK & TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Aug 21, 2023 |
| Property Address | 40 ARNOLD RD, MALTA, NY 12020-4220 |
| Document Number | 0000021193 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023021193 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 NW 59TH ST, OCALA, FL 34475-1545 |
| Document Number | 0000021194 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023021194 |
| Name | SARATOGA NATIONAL BANK & TRUST |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Sep 1, 2030 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
The 2025 property tax bill for 40 Arnold Rd was $5,721.
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,721.00 | $418,000 Land $92,500 Building $325,500 | $418,000 Land $92,500 Building $325,500 |
| 2023 | $368,000 (+19.87%) Land $92,500 Building $275,500 | $368,000 (+19.87%) Land $92,500 Building $275,500 | |
| 2022 | $307,000 Land $92,500 Building $214,500 | $307,000 Land $92,500 Building $214,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 40 Arnold Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Arnold Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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