40 Arcadia Rd, Pompton Lakes, NJ 07442 Property Records

Passaic County and Pompton Lakes Borough property record for 40 Arcadia Rd, Pompton Lakes, NJ 07442

Property Summary

Property TypeSingle Family Home
Details1,700 sqft · built 1965
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$224,000 (Apr 2001)
Tax Bill$13,261 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone AE (high risk)
APN09-08706-0000-00053

Property Details

APN / Parcel Number

Primary APN09-08706-0000-00053
Alternative APN
  • 090870600053

Interior

Stories2 Stories
Building Area1,700 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions81 ft deep x 80 ft wide

Location & Zoning

Street Address40 ARCADIA RD
CityPOMPTON LAKES
StateNJ
Zip07442-1904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Block8706
Legal Lot Number53
JurisdictionPASSAIC NJ
Township / Civil DivisionPOMPTON LAKES
Census Block Group1
Census Block1018
Census Tract196401

Owner

40 Arcadia Rd is owned and occupied by two individuals who bought it in April 2001.

Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address40 ARCADIA RD, POMPTON LAKES, NJ 07442-1904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Nov 10, 2021Deed of Trust, Mortgage · FHA Mortgage
US MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2001 · Amount on File
Deed SaleApr 10, 2001 · Amount on File
Prior SaleAug 5, 1997 · Amount on File
Deed Book / Page233 / 23
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address40 ARCADIA RD, POMPTON LAKES, NJ 07442-1904
Transaction TypeMortgage
Record UpdatedMar 21, 2024
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 ARCADIA RD, POMPTON LAKES, NJ 07442-1904

Mortgage

Document Number0000005740
DateFeb 22, 2024
Book PageM18810/223
Instrument2024005740
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueMar 1, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address40 ARCADIA RD, POMPTON LAKES, NJ 07442-1904
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070700
DateNov 10, 2021
Book PageM17584/40
Instrument2021070700
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40 Arcadia Rd was $13,261, up 4.8% from the year before.

Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPompton Lakes Borough
Unified School DistrictPompton Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$321,000 (-) Land $105,300 Building $215,700$321,000 (-) Land $105,300 Building $215,700
2025$13,261.00 (+4.77%)$321,000 Land $105,300 Building $215,700$321,000 Land $105,300 Building $215,700
2024$12,657.00
2023$321,000 Land $105,300 Building $215,700$321,000 Land $105,300 Building $215,700
2022$12,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Arcadia Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 78 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims493 (1978–2024)
Claims Outside the SFHA62 of 493
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 117 claims
  • Severe Storms And Flooding, Mar 2010 · 69 claims
  • Coastal Storms & Flooding, Apr 1984 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Arcadia Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOMPTON LAKES MUA
serves 11,435 people · EPA ID NJ1609001
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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