40 Arbutus Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 40 Arbutus Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 962 sqft · built 1928
Lot Size	0.228 acres (9,924 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2023)
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-034-00034`

Property Details

APN / Parcel Number

Primary APN	`23-034-00034`
Alternative APN	`WORC M:23 B:034 L:00034`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	962 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	676 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,924 sqft (0.228 acres)
Garage Type	Basement
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	23-034-00034
Street Address	40 ARBUTUS RD
City	WORCESTER
State	MA
Zip	01606-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	34
Legal Lot Number	34
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4011
Census Tract	730200

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 ARBUTUS RD, WORCESTER, MA 01606-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 3, 2026	Deed of Trust, Mortgage ACRISURE MORTGAGE LLC
Nov 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NATIONS LENDING CORP
Sep 29, 2017	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE
Jul 27, 2017	Quit Claim Deed, Transfer CFAM RESCAP HLDGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Book / Page	69935 / 239
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40 ARBUTUS RD, WORCESTER, MA 01606-1505
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065019-87
Date	Apr 26, 2021
Book Page	65019/87
Instrument	57041

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40 ARBUTUS RD, WORCESTER, MA 01606-1505
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073262-313
Date	Mar 3, 2026
Book Page	73262/313
Instrument	16017

Lender

Name	ACRISURE MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 29, 2023
Property Address	40 ARBUTUS RD, WORCESTER, MA 01606-1505
Document Number	069935-239
Book / Page	69935 / 239
Instrument Date	Nov 29, 2023
Instrument	99944
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 ARBUTUS RD, WORCESTER, MA 01606-1505

Mortgage

Document Number	0000099945
Date	Nov 29, 2023
Instrument	99945

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 29, 2017
Property Address	40 ARBUTUS RD, WORCESTER, MA 01606-1505
Document Number	57817-321
Book / Page	57817 / 321
Instrument	108443
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ARBUTUS RD, WORCESTER, MA 01606-1505

Mortgage

Document Number	578170324
Date	Sep 29, 2017
Instrument	57817/0324

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 27, 2017
Property Address	40 ARBUTUS RD, WORCESTER, MA 01606-1505
Document Number	57483-24
Book / Page	057483 / 000024
Instrument Date	Jul 27, 2017
Instrument	80330
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$553.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 MANNING ST HUDSON MA 017491613, HUDSON, MA 01749-1613

Mortgage

Document Number	57483-27
Date	Jul 27, 2017
Book Page	057483/000027
Instrument	80331

Lender

Name	CFAM RESCAP HLDGS

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,715.00 (+5.76%)	$357,500 (+14.99%) Land $118,700 Building $238,800	$416,575 (+11.83%)
2024			$372,495
2023	$4,458.00	$310,900 Land $103,200 Building $207,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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