40 Apatite Dr, Divide, CO 80814 Property Records

Teller County property record for 40 Apatite Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,632 sqft · built 2002
Lot Size	1.22 acres (53,143 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Jun 2010)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2289.071070090`

Property Details

APN / Parcel Number

Primary APN	`2289.071070090`
Alternative APN	`R0010005`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	109 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0010005
Street Address	40 APATITE DR
City	DIVIDE
State	CO
Zip	80814-7768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L9 RAINBOW VALLEY 10
Legal Range	69W
Legal Township	14S
Legal Section	07
Legal Subdivision	RAINBOW VALLEY
Legal Lot Number	9
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2056
Census Tract	10110

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 APATITE DR, DIVIDE, CO 80814-7768
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Warranty Deed, Transfer
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Jun 29, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE LLC
Jun 1, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 20, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2010 · Amount on Record
Deed Sale	Jun 1, 2010 · Amount on Record
Prior Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	2010635706
Last Transfer Date	Nov 28, 2023
Transfer Doc	0000763372
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Dec 22, 2023
Property Address	40 APATITE DR, DIVIDE, CO 80814-7768
Document Number	0000763372
Instrument Date	Nov 28, 2023
Instrument	763372
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	40 APATITE DR, DIVIDE, CO 80814-7768

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	40 APATITE DR, DIVIDE, CO 80814-7768
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000732660
Date	Dec 8, 2020
Instrument	732660

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	40 APATITE DR, DIVIDE, CO 80814-7768
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APATITE DR, DIVIDE, CO 80814-7768

Mortgage

Document Number	0000751921
Date	Jun 29, 2022
Instrument	751921

Lender

Name	MUTUAL OF OMAHA MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	891 Months
Due	Sep 10, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	8.74%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	40 APATITE DR, DIVIDE, CO 80814-7768
Document Number	0000707718
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 APATITE DR DIVIDE CO 808147768, DIVIDE, CO 80814-7768

Mortgage

Document Number	0000707718
Date	Jun 20, 2018
Instrument	707718

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	40 APATITE DR, DIVIDE, CO 80814-7768
Document Number	0000698921
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 APATITE DR DIVIDE CO 808147768, DIVIDE, CO 80814-7768

Mortgage

Document Number	0000698921
Date	Jul 5, 2017
Instrument	698921

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Cripple Creek-Victor School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (+13.86%)	$28,920 (+8.11%) Land $1,381 Building $27,539
2024	$1,883.00 (+6.08%)	$26,750 (-) Land $1,156 Building $25,594	$462,707 (+1.88%) Land $22,090 Building $440,617
2023	$1,775.00 (+13.93%)	$26,750 (+12.49%) Land $1,160 Building $25,590	$454,172 (+32.79%) Land $19,635 Building $434,537
2022	$1,558.00	$23,780 Land $660 Building $23,120	$342,035 Land $9,428 Building $332,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.1% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TellerWifi Fixed Wireless	60 / 20
Vero Fiber Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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