Warren County property record for 40 Andover Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,565 sqft · built 1999 |
| Lot Size | 0.444 acres (19,384 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Oct 2016) |
| Tax Bill | $4,210 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-07-327-016-0 |
| Primary APN | 04-07-327-016-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,565 sqft Living Area |
| 1st Floor Area | 45 sqft |
| 2nd Floor Area | 670 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 19,384 sqft (0.444 acres) |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 550829 |
|---|---|
| Old Parcel Number | 0407327016 |
| Street Address | 40 ANDOVER DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES CREEKSIDE 1 #51 |
| Legal Subdivision | VILLAGES CREEKSIDE 1 |
| Legal Block | 327 |
| Legal Lot Number | 51 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30504 |
40 Andover Dr is owned by two individuals who bought it in October 2016.
Source: Warren County records, as of February 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 COUNTY LINE RD W, WESTERVILLE, OH 43082-6062 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CODE CU |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CODE CU |
| Mar 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CODE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on File |
| Deed Sale | Oct 4, 2016 · Amount on File |
| Prior Sale | Nov 9, 1999 · Amount on File |
| Deed Document Number | 0001858163 |
| Deed Book / Page | 1858 / 163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 40 ANDOVER DR, SPRINGBORO, OH 45066-8101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032055 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022-032055 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | MIAMISBURG, OH 45343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 40 ANDOVER DR, SPRINGBORO, OH 45066-8101 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021049982 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021-049982 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 40 ANDOVER DR, SPRINGBORO, OH 45066-8101 |
| Document Number | 0000041227 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 ANDOVER DR SPRINGBORO OH 450668101, SPRINGBORO, OH 45066-8101 |
| Document Number | 0000041227 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 41227 |
| Name | CODE CU |
|---|---|
| Address | DAYTON, OH 45402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 40 ANDOVER DR, SPRINGBORO, OH 45066-8101 |
| Document Number | 0000032959 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 ANDOVER DR SPRINGBORO OH 450668101, SPRINGBORO, OH 45066-8101 |
| Document Number | 0000032959 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 32959 |
| Name | CODE CU |
|---|---|
| Address | DAYTON, OH 45402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 40 ANDOVER DR, SPRINGBORO, OH 45066-8101 |
| Document Number | 0000009821 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | AREAWIDE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 ANDOVER DR SPRINGBORO OH 450668101, SPRINGBORO, OH 45066-8101 |
| Document Number | 0000009821 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 9821 |
| Name | CODE CU |
|---|---|
| Address | DAYTON, OH 45402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 40 Andover Dr was $4,210.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,210.00 | $103,317 Land $31,500 Building $71,817 | $295,190 Land $90,000 Building $205,190 |
| 2023 | $3,355.00 (+6.88%) Homeowner's exemption | $74,820 (-) Land $17,220 Building $57,600 | |
| 2022 | $3,139.00 Homeowner's exemption | $74,820 Land $17,220 Building $57,600 | $213,770 (-) Land $49,200 Building $164,570 |
| 2021 | $213,770 Land $49,200 Building $164,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Andover Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1983–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Andover Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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