40 Amethyst Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 40 Amethyst Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1986
Lot Size	0.396 acres (17,250 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Sep 2019)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18A 9 88`

Property Details

APN / Parcel Number

Primary APN	`18A 9 88`
Alternative APN	`1956`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	1,664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,250 sqft (0.396 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1956
Street Address	40 AMETHYST RD
City	PALMYRA
State	VA
Zip	22963-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 190002894 KNOLLWOOD-9 LOT 88 17,239 SF
Legal Subdivision	KNOLLWOOD
Legal Block	8
Legal Lot Number	88
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1015
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 AMETHYST RD, PALMYRA, VA 22963-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HUD
Sep 24, 2019	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Feb 14, 2017	Deed, Transfer · Conventional Mortgage PIONEER BANK
Feb 14, 2017	Deed, Transfer
Feb 14, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Prior Sale	Feb 14, 2017
Deed Document Number	20192894
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	40 AMETHYST RD, PALMYRA, VA 22963-2415
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001237
Date	Apr 4, 2022
Instrument	220001237

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	40 AMETHYST RD, PALMYRA, VA 22963-2415
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000658
Date	Feb 9, 2021
Instrument	210000658

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 24, 2019
Property Address	40 AMETHYST RD, PALMYRA, VA 22963-2415
Document Number	1902894
Map Reference	PB 94 PG 288
Instrument Date	Sep 20, 2019
Instrument	1902894
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 AMETHYST RD, PALMYRA, VA 22963-2415

Mortgage

Document Number	1902895
Date	Sep 24, 2019
Instrument	1902895

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 14, 2017
Property Address	40 AMETHYST RD, PALMYRA, VA 22963-2415
Document Number	1700470
Map Reference	PB 86 PG 405
Instrument Date	Jan 1, 2017
Instrument	1700470
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 RIO RD W, CHARLOTTESVILLE, VA 22901-1307

Mortgage

Document Number	1700471
Date	Feb 14, 2017
Instrument	1700471

Lender

Name	PIONEER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 14, 2017
Property Address	40 AMETHYST RD, PALMYRA, VA 22963-2415
Document Number	1700468
Map Reference	PB 94 PG 288
Instrument Date	Jan 1, 2017
Instrument	1700468
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 RIO RD W, CHARLOTTESVILLE, VA 22901-1307

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 14, 2017
Property Address	40 AMETHYST RD, PALMYRA, VA 22963-2415
Document Number	1700469
Map Reference	PB 94 PG 288
Instrument Date	Jan 1, 2017
Instrument	1700469
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 RIO RD W, CHARLOTTESVILLE, VA 22901-1307

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,500 (-) Land $30,000 Building $239,500	$269,500 (-) Land $30,000 Building $239,500
2025	$2,034.00 (+10.66%)	$269,500 (+23.74%) Land $30,000 Building $239,500	$269,500 (+23.74%) Land $30,000 Building $239,500
2023		$217,800 Land $30,000 Building $187,800	$217,800 Land $30,000 Building $187,800
2022	$1,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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