Cumberland County and Windham Town property record for 40 Albion Rd, Windham, ME 04062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,441 sqft · built 1980 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $394,000 (May 2021) |
| Tax Bill | $5,025 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T3612R |
| Primary APN | T3612R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 1,441 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 205 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Oil |
| Account Number | T3612R |
|---|---|
| Street Address | 40 ALBION RD |
| City | WINDHAM |
| State | ME |
| Zip | 04062-4331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F/SP |
| Legal Subdivision | ALBION ACRES |
| Legal Block | 4 |
| Legal Lot Number | F10 |
| Jurisdiction | WINDHAM ME |
| Township / Civil Division | WINDHAM |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 4803 |
Source: Cumberland County and Windham Town assessment roll, APN T3612R, as of May 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 CUMBERLAND RD, NORTH YARMOUTH, ME 04097-6544 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 11, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 16, 2020 | Warranty Deed, Transfer EMERALD CAP LNDG III LLC |
| Mar 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 29, 2013 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Prior Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 202133580 |
| Deed Book / Page | 38178 / 62 |
| Transfer Doc | 30513-0268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | Apr 23, 2026 |
| Property Address | 40 ALBION RD, WINDHAM, ME 04062-4331 |
| Document Number | 0422000216 |
| Book / Page | 42200 / 216 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202615494 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 ALBION RD, WINDHAM, ME 04062-4331 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015494, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 42200/216 |
| Instrument | 202615494 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | May 11, 2021 |
| Property Address | 40 ALBION RD, WINDHAM, ME 04062-4331 |
| Document Number | 0381780062 |
| Book / Page | 38178 / 62 |
| Instrument Date | May 10, 2021 |
| Instrument | 33580 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 CUMBERLAND ST, YARMOUTH, ME 04096-7957 |
| Document Number | 0000033581 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 33581 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | Sep 16, 2020 |
| Property Address | 40 ALBION RD, WINDHAM, ME 04062-4331 |
| Document Number | 0371870064 |
| Book / Page | 037187 / 000064 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 58167 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 BUCK ST GORHAM ME 040382201, GORHAM, ME 04038-2201 |
| Document Number | 371870066 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 037187/000066 |
| Instrument | 58168 |
| Name | EMERALD CAP LNDG III LLC |
|---|---|
| Address | 1140 RESERVOIR AVE, CRANSTON, RI 02920-6032 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 40 ALBION RD, WINDHAM, ME 04062-4331 |
| Document Number | 0355730288 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 ALBION RD WINDHAM ME 040624331, WINDHAM, ME 04062-4331 |
| Document Number | 0355730288 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 035573/000288 |
| Instrument | 14600 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 40 ALBION RD, WINDHAM, ME 04062-4331 |
| Document Number | 0355760312 |
| Instrument Date | Mar 29, 2013 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 ALBION RD WINDHAM ME 040624331, WINDHAM, ME 04062-4331 |
| Document Number | 0355760312 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 035576/000312 |
| Instrument | 14837 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Rate | 3.12% |
|---|
Source: Cumberland County and Windham Town assessment roll as of May 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,025.00 (+5.13%) | $416,700 (-) Land $116,700 Building $300,000 |
| 2024 | $4,780.00 (+7.17%) | $416,700 (+4.65%) Land $116,700 Building $300,000 |
| 2023 | $4,460.00 (+8.65%) | $398,200 (+12.61%) Land $112,700 Building $285,500 |
| 2022 | $4,105.00 | $353,600 Land $99,700 Building $253,900 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), as of June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 88 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system ME0091300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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