40 Albert Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 40 Albert Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,820 sqft · built 1972
Lot Size	0.206 acres (8,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jan 2020)
Tax Bill	$12,699 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00106-04-00005`

Property Details

APN / Parcel Number

Primary APN	`11-00106-04-00005`
Alternative APNs	`1100106000400005` `1100106D00005`

Interior

Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	111 ft deep x 81 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1100106D00005
Street Address	40 ALBERT AVE
City	MILLTOWN
State	NJ
Zip	08850-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	81X111
Legal Subdivision	DANWOOD ESTATES SEC 01
Legal Block	106.4
Legal Lot Number	5
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	5
Census Block	5004
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 ALBERT AVE, MILLTOWN, NJ 08850-1939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST CONSTITUTION BANK
Jan 7, 2020	Deed, Transfer · FHA Mortgage 1ST CONSTITUTION BANK
Dec 29, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Mar 11, 2014 · Amount on Record
Deed Document Number	20201765
Deed Book / Page	17742 / 165
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 ALBERT AVE, MILLTOWN, NJ 08850-1939
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	CAPITAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097616
Date	Jul 30, 2021
Book Page	18559/282
Instrument	2021097616

Lender

Name	1ST CONSTITUTION BANK
Type	Bank
Address	CRANBURY, NJ 08512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 7, 2020
Property Address	40 ALBERT AVE, MILLTOWN, NJ 08850-1939
Document Number	2020001765
Book / Page	17742 / 0165
Map Reference	MAP 3226-956
Instrument Date	Dec 30, 2019
Instrument	2020001765
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CAPITAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 ALBERT AVE, 40, MILLTOWN, NJ 08850-1939

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40 ALBERT AVE, MILLTOWN, NJ 08850-1939

Mortgage

Document Number	2020001766
Date	Jan 7, 2020
Instrument	2020001766

Lender

Name	1ST CONSTITUTION BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 ALBERT AVE, MILLTOWN, NJ 08850-1939
Document Number	0000001916
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 ALBERT AVE MILLTOWN NJ 088501939, MILLTOWN, NJ 08850-1939

Mortgage

Document Number	0000001916
Date	Jan 8, 2019
Book Page	017394/001468
Instrument	1916

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,700 (-) Land $81,100 Building $101,600	$182,700 (-) Land $81,100 Building $101,600
2025	$12,699.00 (+2.92%)	$182,700 (-) Land $81,100 Building $101,600	$182,700 (-) Land $81,100 Building $101,600
2024	$12,339.00 (+2.31%)
2023		$182,700 Land $81,100 Building $101,600	$182,700 Land $81,100 Building $101,600
2022	$12,060.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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