40 Ainger Cir, Sacramento, CA 95835 Property Records

Sacramento County property record for 40 Ainger Cir, Sacramento, CA 95835

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,192 sqft · built 2001
Lot Size	0.109 acres (4,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2015)
Tax Bill	$6,128 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-1460-033-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1460-033-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	1,000 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,725 sqft (0.109 acres)
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 AINGER CIR
City	SACRAMENTO
State	CA
Zip	95835-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B-PUD
Legal Description	NORTHPOINTE PARK 09, LOT 33
Legal Subdivision	NORTHPOINTE PARK 09
Legal Lot Number	33
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	7106

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 AINGER CIR, SACRAMENTO, CA 95835-1600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2015 · Amount on Record
Deed Sale	Jun 17, 2015 · Amount on Record
Prior Sale	Jul 31, 2001 · Amount on Record
Deed Book / Page	20150617 / 1089
Prior Transfer Date	Jun 17, 2005
Prior Transfer Doc	0000001804
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	40 AINGER CIR, SACRAMENTO, CA 95835-1600
Document Number	2012161693
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 AINGER CIR SACRAMENTO CA 958351600, SACRAMENTO, CA 95835-1600

Mortgage

Document Number	2012161693
Date	Dec 16, 2020
Instrument	2012161693

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	40 AINGER CIR, SACRAMENTO, CA 95835-1600
Document Number	2006151254
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 AINGER CIR SACRAMENTO CA 958351600, SACRAMENTO, CA 95835-1600

Mortgage

Document Number	2006151254
Date	Jun 15, 2020
Instrument	2006151254

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	40 AINGER CIR, SACRAMENTO, CA 95835-1600
Document Number	2002131702
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 AINGER CIR SACRAMENTO CA 958351600, SACRAMENTO, CA 95835-1600

Mortgage

Document Number	2002131702
Date	Feb 13, 2020
Instrument	2002131702

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,568 (+2%) Land $110,324 Building $343,244
2025	$6,128.00 (-3.44%) Homeowner's exemption	$444,675 (+4.04%) Land $108,161 Building $336,514
2024	$6,346.00 (+4.53%)
2023	$6,071.00 (+1.44%) Homeowner's exemption	$427,410 Land $103,962 Building $323,448
2022	$5,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 590 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	790 units insured incl. 200 condo units
Nearby Flood Claims	4 (2023–2024)
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, T-Mobile, Verizon.

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