40 Adams St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 40 Adams St, Springfield, MA 01105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1900
Lot Size	0.108 acres (4,718 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Mar 2001)
Tax Bill	$3,466 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`SPRI S:00090 P:0008`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00090 P:0008`
Alternative APN	`900008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,422 sqft Living Area
1st Floor Area	676 sqft
Basement Area	3,200 sqft
Unfinished Basement	3,200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,718 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	900008
Street Address	40 ADAMS ST
City	SPRINGFIELD
State	MA
Zip	01105-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	802000

Owner

40 Adams St is owned and occupied by an individual who bought it in March 2001.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 ADAMS ST, SPRINGFIELD, MA 01105-2102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit ARRHA CREDIT UNION
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARRHA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2001 · Amount on File
Deed Sale	Mar 16, 2001 · Amount on File
Prior Sale	Aug 1, 1996 · Amount on File
Deed Book / Page	11544 / 367
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	40 ADAMS ST, SPRINGFIELD, MA 01105-2102
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026123-263
Date	Nov 24, 2025
Book Page	26123/263
Instrument	56391

Lender

Name	ARRHA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	40 ADAMS ST, SPRINGFIELD, MA 01105-2102
Document Number	21741-531
Book / Page	021741 / 000531
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21741-531
Date	Jun 28, 2017
Book Page	021741/000531
Instrument	35984

Lender

Name	ARRHA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 40 Adams St was $3,466, up 3.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,466.00 (+3.09%)	$224,200 (+4.57%) Land $23,500 Building $200,700	$252,856 (+3.2%)
2025	$3,362.00	$214,400 Land $24,400 Building $190,000	$245,005 (+32.8%)
2024			$184,490
2023	$2,643.00	$155,000 Land $21,700 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Adams St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1990–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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