40 Adams Dr, Old Fort, NC 28762 Property Records

McDowell County property record for 40 Adams Dr, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 4,270 sqft · built 1887
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Tax Bill	$436 (2025)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0659-06-29-6707`

Property Details

APN / Parcel Number

Primary APN	`0659-06-29-6707`
Alternative APN	`41910`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	4,270 sqft Heated Area
Gross Area	4,674 sqft
1st Floor Area	2,121 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1930
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	50,094 sqft (1.15 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	41910
Street Address	40 ADAMS DR
City	OLD FORT
State	NC
Zip	28762-9716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.15 AC SURVEY 12/22/2005
Legal Subdivision	DANIEL W ADAMS HOMEPLACE
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	1
Census Block	1058
Census Tract	970700

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 68, OLD FORT, NC 28762-0068
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 16, 2006
Transfer Doc	0008580529
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Oct 5, 2023
Property Address	OLD FORT, NC 28762
Document Number	0014490097
Book / Page	1449 / 97
Instrument Date	Jul 31, 2023
Instrument	2023004718
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1176, OLD FORT, NC 28762-1176

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1176, OLD FORT, NC 28762-1176

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Old Fort Town
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 (+3.07%)	$64,360 (-) Land $25,000 Building $39,360
2023	$423.00 (+22.25%)	$64,360 (+23.94%) Land $25,000 Building $39,360	$64,360 (+23.94%) Land $25,000 Building $39,360
2022	$346.00	$51,930 Land $22,500 Building $29,430	$51,930 Land $22,500 Building $29,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1983–2024)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20