Bergen County and Ramsey Borough property record for 40 Ackerman Ave, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1956 |
| Square Footage | 2,876 sqft Living Area |
| Lot Size | 18,905 sqft (0.434 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $49,754 (2018) |
| Tax Bill | $23,868.00 (2025) |
| Primary APN | 48-02304-0000-00011 |
|---|---|
| Alternative APN |
|
| Building Area | 2,876 sqft Living Area |
|---|---|
| 1st Floor | 2,876 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame Construction |
| Lot Area | 18,905 sqft (0.434 acres) |
| Depth X Width | 150 ft x 126 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 40 ACKERMAN AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.434AC |
| Legal Block | 2304 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-02304-0000-00011
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 ACKERMAN AVE, RAMSEY, NJ 07446-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 24, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Mar 05, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2018 · Amount on Record |
| Deed Sale | Mar 05, 2018 · Amount on Record |
| Prior Sale | Aug 28, 1998 · Amount on Record |
| Deed Doc Number | 201818-015819 |
| Deed Book / Page | 2878 / 696 |
| Prior Transfer Date | Jan 20, 2018 |
| Prior Transfer Doc | 0028780696 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 ACKERMAN AVE, RAMSEY, NJ 07446-1813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047451259 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 4745/1259 |
| Instrument | 2022071818 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 24, 2022 |
| Property Address | 40 ACKERMAN AVE, RAMSEY, NJ 07446-1813 |
| Document Number | 0045491953 |
| Book / Page | 4549 / 1953 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 2022009973 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,187.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 PEG LEG WAY, 18, WARETOWN, NJ 08758 |
| Name | Verified Name |
|---|---|
| Address | 40 ACKERMAN AVE, RAMSEY, NJ 07446-1813 |
| Document Number | 2022009974 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022009974 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 05, 2018 |
| Property Address | 40 ACKERMAN AVE, RAMSEY, NJ 07446-1813 |
| Document Number | 0028780696 |
| Book / Page | 002878 / 000696 |
| Instrument Date | Jan 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.75 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 40 ACKERMAN AVE RAMSEY NJ 074461813, RAMSEY, NJ 07446-1813 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,191,800 (+2.81%) Land $356,600 Building $835,200 | $1,191,800 (+2.81%) Land $356,600 Building $835,200 | |
| 2025 | $23,868.00 (-2.41%) | $1,159,200 (+33.75%) Land $331,600 Building $827,600 | $1,159,200 (+33.75%) Land $331,600 Building $827,600 |
| 2024 | $24,458.00 (+7.59%) | ||
| 2023 | $866,700 Land $279,700 Building $587,000 | $866,700 Land $279,700 Building $587,000 | |
| 2022 | $22,733.00 |
40 Ackerman Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 14th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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