McDowell County property record for 40 Academy St, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,214 sqft · built 1930 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Nov 2019) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701-11-57-8385 |
| Primary APN | 1701-11-57-8385 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Heated Area |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 5,940 sqft (0.136 acres) |
| Lot Dimensions | 90 ft deep x 66 ft wide |
| Porch | Finished/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 71246 |
|---|---|
| Street Address | 40 ACADEMY ST |
| City | MARION |
| State | NC |
| Zip | 28752-3902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 324 4930.15 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main Street Historic District listed 1991 · 37 contributing resources · NRIS 91000292 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 40 ACADEMY ST, MARION, NC 28752-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Nov 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on Record |
| Deed Sale | Nov 12, 2019 · Amount on Record |
| Deed Document Number | 0001292522 |
| Deed Book / Page | 1292 / 522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 14 ACADEMY ST, MARION, NC 28752 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014520479 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 1452/479 |
| Instrument | 2023005343 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 14 ACADEMY ST, MARION, NC 28752 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|
| Document Number | 0013720293 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 1372/293 |
| Instrument | 2021006488 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Nov 12, 2019 |
| Property Address | 14 ACADEMY ST, MARION, NC 28752 |
| Document Number | 0012920522 |
| Book / Page | 1292 / 0522 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 2019005569 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 ACADEMY ST, MARION, NC 28752-3902 |
| Document Number | 2019005570 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019005570 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,267.00 (+1.12%) | $211,900 (+1.06%) Land $35,000 Building $176,900 | |
| 2023 | $1,253.00 | $209,680 Land $35,000 Building $174,680 | $211,900 Land $35,000 Building $176,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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