Albany County and Guilderland Town property record for 40 Ableman Ave, Albany, NY 12203
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,000 sqft · built 1962 |
| Lot Size | 0.384 acres (16,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jan 2015) |
| Tax Bill | $8,153 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 51.16-1-15 |
| Primary APN | 013089 51.16-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 1,040 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,740 sqft (0.384 acres) |
| Lot Dimensions | 155 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05101600010150000000 |
|---|---|
| Street Address | 40 ABLEMAN AVE |
| City | ALBANY |
| State | NY |
| Zip | 12203-4827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 410 S |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14614 |
40 Ableman Ave is owned and occupied by two individuals who bought it in January 2015.
Source: Albany County and Guilderland Town records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 ABLEMAN AVE, ALBANY, NY 12203-4827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2015 · Amount on File |
| Deed Sale | Jan 8, 2015 · Amount on File |
| Prior Sale | Jun 18, 2010 · Amount on File |
| Deed Document Number | 201511759520 |
| Deed Book / Page | 3123 / 797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 2, 2026 |
| Property Address | 40 ABLEMAN AVE, ALBANY, NY 12203-4827 |
| Document Number | 0000016696 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202616696 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 40 ABLEMAN AVE, ALBANY, NY 12203-4827 |
| Document Number | 0000016696, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202616696 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 40 ABLEMAN AVE, ALBANY, NY 12203-4827 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 40 ABLEMAN AVE, ALBANY, NY 12203-4827 |
| Document Number | 0000007135 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | R2021-27135 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2026 property tax bill for 40 Ableman Ave was $8,153 with a homeowner's exemption, up 6.6% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,153.00 (+6.63%) Homeowner's exemption | ||
| 2025 | $7,646.00 Homeowner's exemption | $282,000 Land $56,000 Building $226,000 | $376,000 Land $74,667 Building $301,333 |
| 2023 | $282,000 (-) Land $56,000 Building $226,000 | $331,765 (+7.06%) Land $65,882 Building $265,883 | |
| 2022 | $282,000 Land $56,000 Building $226,000 | $309,890 Land $61,538 Building $248,352 | |
| 2021 | $6,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Ableman Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Ableman Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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