40 6th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 40 6th St, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,012 sqft · built 1977
Lot Size	0.245 acres (10,673 sqft)
Owner	2 Individual Names on File
Last Sale	$69,300 (Mar 1998)
Tax Bill	$758 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-4667-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-4667-8`
Alternative APN	`05-2S-23-2080-0050-0280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,012 sqft Heated Area
Gross Area	1,254 sqft
1st Floor Area	616 sqft
Upper Floors Area	396 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,673 sqft (0.245 acres)
Lot Width	75 ft Width
Patio Area	210 sqft
Fence	Fence
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	40 6TH ST
City	SHALIMAR
State	FL
Zip	32579-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE W1/2 LOT 28 & LOTS 29 & 30 BLK 50 AND N 1/2 OF VAC ALLEY ADJ TO PARCEL S THEREOF
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	50
Legal Lot Number	28 30
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2040
Census Tract	21501

Owner

40 6th St is owned and occupied by two individuals who bought it in March 1998.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 6TH ST, SHALIMAR, FL 32579-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 1998 · Amount on File
Deed Sale	Mar 19, 1998 · Amount on File
Deed Document Number	0021491139
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Apr 24, 2026
Property Address	40 6TH ST, SHALIMAR, FL 32579-1844
Document Number	0003812559
Instrument Date	Apr 17, 2026
Instrument	20263812559
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 6TH ST, SHALIMAR, FL 32579-1844

Mortgage

Document Number	0003812559,
Date	Apr 24, 2026
Instrument	20263812559

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 13, 2041

Interest

Rate	5.54%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 40 6th St was $758 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00 Homeowner's exemption	$101,277	$201,077 Land $105,094 Building $95,983
2023	$700.00 (+4.01%) Homeowner's exemption	$95,556 (+3%)	$179,891 (+7.5%) Land $73,520 Building $106,371
2022	$673.00 Homeowner's exemption	$92,773	$167,341 Land $68,710 Building $98,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 6th St in Zone X, an area of minimal flood risk, though there have been 257 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 148 condo units
Nearby Flood Claims	257 (1979–2020)
Claims Outside the SFHA	100 of 257
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 20 claims Hurricane Frances, Sep 2004 · 97 claims Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20