40 4th St, Winchester, KY 40391 Property Records

Clark County property record for 40 4th St, Winchester, KY 40391

Property Summary

Property TypeSingle Family Home
Details1 ba · 899 sqft
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Apr 2026)
Tax Bill$96 (2025)
Deeds & MortgagesApr 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN054-1023-004-00

Property Details

APN / Parcel Number

Primary APN054-1023-004-00
Alternative APN
  • 53615001

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area899 sqft Living Area
Utility RoomUtility Room

Exterior

Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions105 ft deep x 150 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
SewerConnected

Location & Zoning

Account Number53615001
Street Address40 4TH ST
CityWINCHESTER
StateKY
Zip40391-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionLOTS 38 & 39 (PARTS OF) P/DB 043_019
Legal SubdivisionPOYNTERVILLE
Legal Lot Number38-39
JurisdictionCLARK KY
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2014
Census Tract20201

Owner

40 4th St is owned by an individual who bought it in April 2026.

Source: Clark County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address212 EMBASSY DR, LEXINGTON, KY 40511-1935
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2026 · Amount on File
Deed SaleApr 30, 2026 · Amount on File
Prior SaleOct 1, 1988
Deed Document Number2026
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLARK KY
Recording DateApr 30, 2026
Property Address40 4TH ST, WINCHESTER, KY 40391-1438
Instrument DateApr 23, 2026
Transaction TypeConstruction Loan
Record UpdatedAug 28, 2026
Title CompanyK TITLE AND ESCROW INC, TRUSTPRO TITLE & ESCROW INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 EMBASSY DR, LEXINGTON, KY 40511-1935

Mortgage

DateApr 30, 2026
Lender
NameSIGNATURE LENDING
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueMay 1, 2057
Interest
Rate TypeAdjustable Rate
Rate0.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 40 4th St was $96.

Source: Clark County assessment roll, as of January 12, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
MunicipalityWinchester City
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96.00$10,000 Land $10,000$10,000 Land $10,000
2023$10,000$10,000
2022$98.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 4th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1978–2011)
Most Recent ClaimNov 2011 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER MUNICIPAL UTILITIES
private · serves 29,823 people · EPA ID KY0250473
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on 4th St

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