40 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 40 4th St, Troy, NY 12180

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details14,187 sqft · built 1890
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on Record
Last Sale$395,000 (Jul 2016)
Tax Bill$24,029 (2026)
Deeds & MortgagesJul 2022 Refinance
APN381700 101.45-7-1

Property Details

APN / Parcel Number

Primary APN381700 101.45-7-1
Alternative APN
  • 0301970

Interior

Stories3 Stories
Building Area14,187 sqft Gross Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1970
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions111 ft deep x 34.2 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0301970
Street Address40 4TH ST
CityTROY
StateNY
Zip12180
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeDMU
Legal Description3 STY BK BLDG 137-1/NWPT
Legal Block7
Legal Lot Number1.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2012
Census Tract40701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Troy Historic District
listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address21125 34TH RD, BAYSIDE, NY 11361-1512
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2016 · Amount on Record
Deed SaleJul 19, 2016 · Amount on Record
Prior SaleAug 31, 2004 · Amount on Record
Deed Book / Page7879 / 245
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address40 4TH ST, TROY, NY 12180-3203
Transaction TypeMortgage
Record UpdatedApr 16, 2026
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101200094
DateJul 14, 2022
Book Page10120/94
Instrument2022-613909
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 1, 2032

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,029.00 (+1.67%)
2025$23,634.00 (-1.14%)$490,000 (-) Land $35,000 Building $455,000$839,000 (+19.86%) Land $59,929 Building $779,071
2023$490,000 (-) Land $35,000 Building $455,000$700,000 (+8.57%) Land $50,000 Building $650,000
2022$23,907.00$490,000 Land $35,000 Building $455,000$644,737 Land $46,053 Building $598,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on 4th St

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