40 4th St, Port Reading, NJ 07064 Property Records

Middlesex County and Woodbridge Township property record for 40 4th St, Port Reading, NJ 07064

Property Summary

Property Type	Single Family Home
Details	1,122 sqft · built 1915
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Mar 2018)
Tax Bill	$11,586 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-01073-01-00006`

Property Details

APN / Parcel Number

Primary APN	`25-01073-01-00006`
Alternative APNs	`2501073000100006` `29383`

Interior

Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached

Location & Zoning

Account Number	29383
Street Address	40 4TH ST
City	PORT READING
State	NJ
Zip	07064-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	75 X 100
Legal Subdivision	WOODBRIDGE
Legal Block	1073.
Legal Lot Number	6
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	1
Census Block	1002
Census Tract	9101

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 4TH ST, PORT READING, NJ 07064-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 20, 2018	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 12, 2017	Grant Deed, Transfer NATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS
Mar 28, 2017	Grant Deed, Transfer NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	201822889
Deed Book / Page	17117 / 1468
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 4TH ST, PORT READING, NJ 07064-1417
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057289
Date	Jul 22, 2019
Book Page	17562/0991
Instrument	2019057289

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Mar 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 4TH ST, PORT READING, NJ 07064-1417
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 4TH ST, PORT READING, NJ 07064-1417

Mortgage

Document Number	0000019400
Date	Feb 10, 2021
Book Page	18280/745
Instrument	2021019400

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Mar 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 4TH ST, PORT READING, NJ 07064-1417
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 4TH ST, PORT READING, NJ 07064-1417

Mortgage

Document Number	0000029234
Date	Mar 2, 2021
Book Page	18314/123
Instrument	2021029234

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 20, 2018
Property Address	40 4TH ST, PORT READING, NJ 07064-1417
Document Number	0000022889
Book / Page	17117 / 1468
Instrument Date	Feb 7, 2018
Instrument	201800022889
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 KINGSLAND AVE, 360, BROOKLYN, NY 11222-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 4TH ST, PORT READING, NJ 07064-1417

Mortgage

Document Number	0000022890
Date	Mar 20, 2018
Instrument	201800022890

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 12, 2017
Property Address	40 4TH ST, PORT READING, NJ 07064-1417
Document Number	0000006844
Book / Page	006967 / 000446
Instrument Date	Mar 13, 2017
Instrument	6844
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	NATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 KINGSLAND AVE BROOKLYN NY 112221905, BROOKLYN, NY 11222-1905

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 28, 2017
Property Address	40 4TH ST, PORT READING, NJ 07064-1417
Document Number	0000005682
Book / Page	006957 / 000447
Instrument Date	Jan 10, 2017
Instrument	5682
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS

Transaction

Amount	Amount Recorded
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	253 MAIN ST #134 MATAWAN NJ 077473222, 134, MATAWAN, NJ 07747-3222

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (-) Land $22,000 Building $59,200	$81,200 (-) Land $22,000 Building $59,200
2025	$11,586.00 (+7.1%)	$81,200 (-) Land $22,000 Building $59,200	$81,200 (-) Land $22,000 Building $59,200
2024	$10,818.00 (+5.61%)
2023		$81,200 Land $22,000 Building $59,200	$81,200 Land $22,000 Building $59,200
2022	$10,243.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Optimum.

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