40 4th St NE, Harmony, MN 55939 Property Records

Fillmore County property record for 40 4th St NE, Harmony, MN 55939

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,581 sqft · built 1958
Lot Size0.323 acres (14,080 sqft)
Owner2 Individual Names on Record
Last Sale$58,000 (Jan 2021)
Tax Bill$3,010 (2026)
Deeds & MortgagesOct 2022 Refinance
Mar 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN15.0146.000

Property Details

APN / Parcel Number

Primary APN15.0146.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,581 sqft Heated Area
Gross Area1,312 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialWood Shingle
Roof TypeFlat
Roof MaterialMetal
Lot Area14,080 sqft (0.323 acres)
Lot Dimensions220 ft deep x 59 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address40 4TH ST NE
CityHARMONY
StateMN
Zip55939-8812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAABERGS ADDITION LOT-013 OL 13 EX TO BURMEISTER AABERGS ADD
Legal SubdivisionAABERGS ADDITION
Legal Lot Number13
JurisdictionFILLMORE MN
Township / Civil DivisionHARMONY
Census Block Group3
Census Block3005
Census Tract960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 4TH ST NE, HARMONY, MN 55939-8812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CUSB BANK
Mar 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CUSB BANK
Jan 7, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CUSB BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2021 · Amount on Record
Deed SaleJan 7, 2021 · Amount on Record
Deed Document Number2021430528
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address40 4TH ST NE, HARMONY, MN 55939-8812
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000440070
DateOct 4, 2022
Instrument440070
Lender
NameCUSB BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 1, 2032

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address40 4TH ST NE, HARMONY, MN 55939-8812
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000437500
DateMar 25, 2022
Instrument437500
Lender
NameCUSB BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateJan 7, 2021
Property Address40 4TH ST NE, HARMONY, MN 55939-8812
Document Number430528
Instrument DateJan 4, 2021
Instrument430528
Transaction TypeTransfer
Record UpdatedAug 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address40 4TH ST NE, HARMONY, MN 55939-8812

Mortgage

Document Number430529
DateJan 7, 2021
Instrument430529
Lender
NameCUSB BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalityHarmony City
Unified School DistrictFillmore Central (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,010.00 (+207.14%) Homeowner's exemption$157,000 (-6.88%) Land $27,300 Building $129,700$157,000 (-6.88%) Land $27,300 Building $129,700
2025$168,600 (+28.02%) Land $27,300 Building $141,300$168,600 (+28.02%) Land $27,300 Building $141,300
2023$131,700 Land $9,600 Building $122,100$131,700 Land $9,600 Building $122,100
2020$980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHarmony
serves 1,042 people · EPA ID MN1230005
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harmony Telephone Company
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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