Worcester County and Leominster City property record for 40 3rd St, Leominster, MA 01453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 1904 |
| Lot Size | 0.14 acres (6,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Nov 2020) |
| Tax Bill | $5,259 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | LEOM M:0035 B:0021 L:0000 |
| Primary APN | LEOM M:0035 B:0021 L:0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 2,771 sqft |
| Basement Area | 825 sqft |
| Unfinished Basement | 825 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 6,097 sqft (0.14 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 645 |
|---|---|
| Street Address | 40 3RD ST |
| City | LEOMINSTER |
| State | MA |
| Zip | 01453-3620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 21 |
| Jurisdiction | LEOMINSTER MA |
| Township / Civil Division | LEOMINSTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 709400 |
40 3rd St is owned and occupied by an individual who bought it in November 2020.
Source: Worcester County and Leominster City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 3RD ST, LEOMINSTER, MA 01453-3620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on File |
| Deed Sale | Nov 17, 2020 · Amount on File |
| Prior Sale | Aug 2, 2013 · Amount on File |
| Deed Book / Page | 9789 / 338 |
| Prior Transfer Date | Nov 12, 2020 |
| Prior Transfer Doc | 9789-338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Recording Date | Nov 17, 2020 |
| Property Address | 40 3RD ST, LEOMINSTER, MA 01453-3620 |
| Document Number | 9789-338 |
| Book / Page | 9789 / 338 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 20941 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 3RD ST, LEOMINSTER, MA 01453-3620 |
| Document Number | 20942 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 20942 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Property Address | 40 3RD ST, LEOMINSTER, MA 01453-3620 |
| Document Number | 9310-38 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 3RD ST LEOMINSTER MA 014533620, LEOMINSTER, MA 01453-3620 |
| Document Number | 9310-38 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 009310/000038 |
| Instrument | 6432 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 29, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 40 3rd St was $5,259, up 5.9% from the year before.
Source: Worcester County and Leominster City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Leominster City |
| Unified School District | Leominster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,259.00 (+5.94%) | $385,000 (+8.82%) Land $115,200 Building $269,800 | $424,840 (-) |
| 2025 | $4,964.00 (+3.07%) | $353,800 (+6.6%) Land $112,900 Building $240,900 | $424,840 (+4.19%) |
| 2024 | $4,816.00 (+3.79%) | $331,900 (+11.15%) Land $107,500 Building $224,400 | $407,740 |
| 2023 | $4,640.00 | $298,600 Land $93,500 Building $205,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2018–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures