40 2nd Ave NW, Harmony, MN 55939 Property Records

Fillmore County property record for 40 2nd Ave NW, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1920
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,144 (2026)
Deeds & Mortgages	Oct 2014 Mortgage Jul 2007 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.0120.000`

Property Details

APN / Parcel Number

Primary APN	`15.0120.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Heated Area
Gross Area	1,452 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 2ND AVE NW
City	HARMONY
State	MN
Zip	55939-8861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY ORIGINAL PLAT LOT-009 BLOCK-004 LOT 9 BLK 4
Legal Subdivision	HARMONY ORIGINAL PLAT
Legal Block	4
Legal Lot Number	9
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3015
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 2ND AVE NW, HARMONY, MN 55939-8861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2014	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jul 26, 2007	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST SOUTHEAST BANK
Aug 11, 2005	Warranty Deed, Transfer · ARM AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2007
Deed Sale	Jul 26, 2007
Prior Sale	Aug 11, 2005 · Amount on Record
Deed Document Number	2007359903
Prior Transfer Date	Jul 17, 2007
Prior Transfer Doc	359903
Record Updated	Oct 29, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	40 2ND AVE NW, HARMONY, MN 55939-8861
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401321
Date	Oct 27, 2014
Instrument	401321

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2044

July 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FILLMORE MN
Recording Date	Jul 26, 2007
Property Address	40 2ND AVE NW, HARMONY, MN 55939-8861
Document Number	0000359903
Instrument Date	Jul 17, 2007
Instrument	359903
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000359904
Date	Jul 26, 2007
Instrument	359904

Lender

Name	FIRST SOUTHEAST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2037

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Aug 11, 2005
Property Address	40 2ND AVE NW, HARMONY, MN 55939-8861
Document Number	347964
Instrument Date	Aug 5, 2005
Instrument	347964
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000
Investor	Possibly a Property Investor

Mortgage

Document Number	0000347965
Date	Aug 11, 2005
Instrument	347965

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	DALLAS, TX 75266

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.65%
Type Change Date	Aug 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.65%
Max Rate At Change	10.1%
Index	6-Month LIBOR
Max Rate	15.6%

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,144.00 (+57.42%)	$147,800 (-7.86%) Land $12,600 Building $135,200	$147,800 (-7.86%) Land $12,600 Building $135,200
2025		$160,400 (+19.52%) Land $12,600 Building $147,800	$160,400 (+19.52%) Land $12,600 Building $147,800
2023		$134,200 Land $6,600 Building $127,600	$134,200 Land $6,600 Building $127,600
2020	$1,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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