40 22nd Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 40 22nd Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1923
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Aug 2023)
Tax Bill	$2,232 (2026)
Deeds & Mortgages	Aug 2023 Sale Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-46049-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46049-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	624 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Width	64 ft Width
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	40 22ND AVE S
City	SAINT CLOUD
State	MN
Zip	56301-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 22 & S1/2 OF LOT 23 BLK 8 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP 124 RANGE 028 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	COLONIAL GARDENS ADD
Legal Block	8
Legal Lot Number	22-23
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3039
Census Tract	601

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 22ND AVE S, SAINT CLOUD, MN 56301-3913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer KNIGHT BARRY TITLE, KNIGHT-BARRY TITLE
Aug 15, 2022	Warranty Deed, Transfer MISC COMPANY
Oct 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	20231568037
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 15, 2023
Property Address	40 22ND AVE S, SAINT CLOUD, MN 56301-3913
Document Number	00A1658233
Instrument Date	Aug 11, 2023
Instrument	A1658233
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	KNIGHT BARRY TITLE, KNIGHT-BARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 22ND AVE S, SAINT CLOUD, MN 56301-3913

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 15, 2022
Property Address	40 22ND AVE S, SAINT CLOUD, MN 56301-3913
Document Number	00A1638662
Instrument Date	Aug 12, 2022
Instrument	A1638662
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 22ND AVE S, SAINT CLOUD, MN 56301-3913

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 10, 2018
Property Address	40 22ND AVE S, SAINT CLOUD, MN 56301-3913
Document Number	00A1530956
Instrument Date	Sep 27, 2018
Instrument	A1530956
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 22ND AVE S, SAINT CLOUD, MN 56301-3913

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,232.00 (+30.53%)
2025		$178,100 (+8.2%) Land $30,000 Building $148,100	$178,100 (+8.2%) Land $30,000 Building $148,100
2023	$1,710.00	$164,600 Land $30,000 Building $134,600	$164,600 Land $30,000 Building $134,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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