40 22nd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 40 22nd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1949
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2021)
Tax Bill	$3,648 (2026)
Deeds & Mortgages	Jan 2024 Sale Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-45953-0000`

Property Details

APN / Parcel Number

Primary APN	`82-45953-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Width	84 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	40 22ND AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 24 & 25 BLK 1 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP 124 RANGE 028 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP 124 RANGE
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	COLONIAL GARDENS ADD
Legal Block	1
Legal Lot Number	24-25
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3030
Census Tract	602

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 12, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 26, 2020	Quit Claim Deed, Transfer Quitclaim
May 4, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	20211616649
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	00A1569703
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 2, 2024
Property Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328
Document Number	00A1665820
Instrument Date	Dec 20, 2023
Instrument	A1665820
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 12, 2021
Property Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328
Document Number	00A1616649
Instrument Date	Oct 1, 2021
Instrument	A1616649
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	May 26, 2020
Property Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328
Document Number	00A1569703
Instrument Date	May 21, 2020
Instrument	A1569703
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328

May 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEARNS MN
Recording Date	May 4, 2020
Property Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328
Document Number	00A1568001
Instrument Date	Apr 23, 2020
Instrument	A1568001
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 22ND AVE N, SAINT CLOUD, MN 56303-4328

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,648.00 (+54.31%)
2025		$245,600 (+15.41%) Land $30,000 Building $215,600	$245,600 (+15.41%) Land $30,000 Building $215,600
2023	$2,364.00	$212,800 Land $30,000 Building $182,800	$212,800 Land $30,000 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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