Fillmore County property record for 40 1st St SE, Harmony, MN 55939
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,411 sqft · built 1915 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,324 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.0246.000 |
| Primary APN | 15.0246.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,411 sqft Heated Area |
| Gross Area | 981 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 40 1ST ST SE |
|---|---|
| City | HARMONY |
| State | MN |
| Zip | 55939-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARSONS ADDITION LOT-1-2 BLOCK-009 LOTS 1 & S 5 FT OF LOT 2 BLK 9 LARSONS ADDITION |
| Legal Subdivision | LARSONS ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 1-2 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | HARMONY |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 960500 |
40 1st St SE is owned and occupied by an individual.
Source: Fillmore County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 1ST ST SE, HARMONY, MN 55939-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 40 1ST ST SE, HARMONY, MN 55939-4000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 434864 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 434864 |
| Name | FIRST SOUTHERN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
The 2026 property tax bill for 40 1st St SE was $1,324 with a homeowner's exemption.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Harmony City |
| Unified School District | Fillmore Central (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,324.00 Homeowner's exemption | $118,400 (-7.5%) Land $13,900 Building $104,500 | $118,400 (-7.5%) Land $13,900 Building $104,500 |
| 2025 | $128,000 Land $13,900 Building $114,100 | $128,000 Land $13,900 Building $114,100 | |
| 2023 | $103,800 Land $7,300 Building $96,500 | $103,800 Land $7,300 Building $96,500 | |
| 2020 | $834.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 1st St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 1st St SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harmony serves 1,042 people · EPA ID MN1230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
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