40 1st St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 40 1st St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,870 sqft · built 1880
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Sep 2025)
Tax Bill	$4,481 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
APN	`164801 98.82-1-5`

Property Details

APN / Parcel Number

Primary APN	`164801 98.82-1-5`
Alternative APNs	`480109808200010050000000` `2.-061-15`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
1st Floor Area	946 sqft
2nd Floor Area	600 sqft
Upper Floors Area	324 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Width	87 ft Width
Garage Type	Detached
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-061-15
Street Address	40 1ST ST
City	MALONE
State	NY
Zip	12953-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK225 LOT19A
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2019
Census Tract	950501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 HART RD, HOGANSBURG, NY 13655-2172
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage ABSOLUTE HOME MORTGAGE CORP
May 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Jan 23, 2020	Deed of Trust, Mortgage PARAGON HM LNS
Jan 23, 2020	Warranty Deed, Transfer · Conventional with PMI PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	20258821
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Sep 17, 2025
Property Address	40 1ST ST, MALONE, NY 12953-1338
Document Number	0000008821
Instrument Date	Sep 12, 2025
Instrument	2025-8821
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 HART RD, AKWESASNE, NY 13655-2172
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008822
Date	Sep 17, 2025
Instrument	2025-8822

Lender

Name	ABSOLUTE HOME MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	May 12, 2022
Property Address	40 1ST ST, MALONE, NY 12953-1338
Document Number	0000002405
Instrument Date	May 11, 2022
Instrument	2022-2405
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 W MAIN ST, MALONE, NY 12953-1725

Mortgage

Document Number	0000002406
Date	May 12, 2022
Instrument	2022-2406

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	40 1ST ST, MALONE, NY 12953-1338
Document Number	0000000290
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	RESOLUTE ABSTRACT CORPORATION, RESOLUTE ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 S WOODS RD BRUSHTON NY 12916, BRUSHTON, NY 12916

Mortgage

Document Number	0000000290
Date	Jan 23, 2020
Instrument	290

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jan 23, 2020
Property Address	40 1ST ST, MALONE, NY 12953-1338
Document Number	0000000289
Instrument Date	Jan 10, 2020
Instrument	289
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	RESOLUTE ABSTRACT CORPORATION, RESOLUTE ABS CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 S WOODS RD BRUSHTON NY 12916, BRUSHTON, NY 12916

Mortgage

Document Number	290
Date	Jan 23, 2020
Instrument	290

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,481.00 (-1.15%)
2025	$4,533.00 (-0.5%)	$82,000 (-) Land $9,000 Building $73,000	$151,852 (-5.56%) Land $16,667 Building $135,185
2024	$4,556.00	$82,000 (-) Land $9,000 Building $73,000	$160,784 (+17.65%) Land $17,647 Building $143,137
2023		$82,000 Land $9,000 Building $73,000	$136,667 Land $15,000 Building $121,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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