40 1st Ave E, Horseshoe Beach, FL 32648 Property Records

Dixie County property record for 40 1st Ave E, Horseshoe Beach, FL 32648

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,240 sqft · built 1970
Lot Size0.109 acres (4,754 sqft)
Owner2 Individual Names on Record
Last Sale$157,000 (Oct 2020)
Tax Bill$4,190 (2025)
Deeds & MortgagesMar 2026 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN11-12-10-0532-0000-004.0

Property Details

APN / Parcel Number

Primary APN11-12-10-0532-0000-004.0
Alternative APN
  • 4206

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft

Exterior

Year BuiltBuilt 1970
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof MaterialMetal
Lot Area4,754 sqft (0.109 acres)
Lot Dimensions100 ft deep x 100 ft wide
PorchOpen Porch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number4206
Street Address40 1ST AVE E
CityHORSESHOE BEACH
StateFL
Zip32648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description11 12 10 LOT 4 HORSESHOE BCH 2ND ADD AN UNREC PLAT FURTHER DESC IN OR BK 120 PG 519 ORB 182 P 465 & 466 & ORB 184 P 241 ORB
Legal Range10E
Legal Township12S
Legal Section11
Legal SubdivisionHORSESHOE BCH 2ND ADD
Legal Lot Number4
JurisdictionDIXIE FL
Township / Civil DivisionCROSS CITY SOUTH
Census Block Group1
Census Block1262
Census Tract970202

Owner

Source: Dixie County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing AddressPO BOX 253, HORSESHOE BEACH, FL 32648-0253
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 29, 2020Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleOct 29, 2020 · Amount on Record
Deed Document Number0015007844
Deed Book / Page554 / 605
Last Transfer DateMar 2, 2026
Transfer Doc0015000907
Record UpdatedJun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDIXIE FL
Recording DateMar 2, 2026
Property Address40 1ST AVE E, HORSESHOE BEACH, FL 32648
Document Number0015000907
Book / Page666 / 421
Instrument DateFeb 13, 2026
Instrument202615000907
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 253, HORSESHOE BEACH, FL 32648-0253

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 253, HORSESHOE BEACH, FL 32648-0253

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDIXIE FL
Recording DateOct 29, 2020
Property Address40 1ST AVE E, HORSESHOE BEACH, FL 32648
Document Number0015007844
Book / Page554 / 605
Instrument DateOct 22, 2020
Instrument202015007844
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyBANKERS TTL OF NATURE COAST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 403, HORSESHOE BEACH, FL 32648-0403

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 1ST AVE E, HORSESHOE BEACH, FL 32648

Mortgage

Document Number0000000006
DateOct 29, 2020
Instrument554/606
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Dixie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDixie County
MunicipalityHorseshoe Beach Town
Unified School DistrictDixie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,190.00 (+10.12%)$196,800 (+10.56%) Land $54,000 Building $142,800$196,800 (+10.56%) Land $54,000 Building $142,800
2023$3,805.00 (+8.93%)$178,000 (+9.81%) Land $54,000 Building $124,000$178,000 (+9.81%) Land $54,000 Building $124,000
2022$3,493.00$162,100 Land $48,000 Building $114,100$162,100 Land $48,000 Building $114,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 54 individual policies
Nearby Flood Policies146 units insured
incl. 92 condo units
Nearby Flood Claims85 (2016–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 51 claims
  • Hurricane Idalia, Aug 2023 · 28 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHORSESHOE BEACH WTP
private · serves 300 people · EPA ID FL2150512
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2025)
action level 15 ppb
Copper3.6 mg/L (2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Fiber by Central Florida
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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