40 17th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 40 17th St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,955 sqft · built 1983
Lot Size	0.062 acres (2,690 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`169589-0000`

Property Details

APN / Parcel Number

Primary APN	`169589-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,955 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	595 sqft
Upper Floors Area	1,360 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,690 sqft (0.062 acres)
Lot Dimensions	110 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	437 sqft
Deck Area	156 sqft
Patio Area	381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	40 17TH ST
City	ATLANTIC BEACH
State	FL
Zip	32233-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG
Legal Description	09-2S-29E OCEAN GROVE UNIT NO 1 S/D PT LOT 7 LOT 8(EX E1/2) BLOCK 8
Legal Range	29E
Legal Township	02S
Legal Section	09
Legal Subdivision	OCEAN GROVE UNIT 01
Legal Block	8
Legal Lot Number	7,8
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	3
Census Block	3006
Census Tract	13905

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 17TH ST, ATLANTIC BEACH, FL 32233-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	40 17TH ST, ATLANTIC BEACH, FL 32233-5810
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 17TH ST, ATLANTIC BCH, FL 32233-5810
Investor	Possibly a Property Investor

Mortgage

Document Number	0217592345
Date	Jan 15, 2026
Book Page	21759/2345
Instrument	2026012777

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,484 (+2.7%)	$566,512 (+0.8%) Land $427,877 Building $138,635
2025	$3,083.00 (+2.09%) Homeowner's exemption	$220,530 (+5.99%)	$562,033 (+17.47%) Land $425,500 Building $136,533
2024	$3,020.00 (+3.14%)
2023	$2,928.00 (+8.57%) Homeowner's exemption	$208,073 (+3%)	$478,432 (+16.1%) Land $299,000 Building $179,432
2022	$2,697.00 Homeowner's exemption	$202,013	$412,081 Land $241,500 Building $170,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 260 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	322 units insured incl. 62 condo units
Nearby Flood Claims	46 (1979–2017)
Claims Outside the SFHA	43 of 46
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Tropical Storm Fay, Aug 2008 · 4 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20