40 14th St, Franklin, IN 46131 Property Records

Johnson County property record for 40 14th St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$93,500 (May 2017)
Tax Bill	$917 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`51001144016/00`

Property Details

APN / Parcel Number

Primary APN	`51001144016/00`
Alternative APNs	`41-08-11-033-129.000-009` `00001081597`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	166 ft deep x 60 ft wide
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001081597
Street Address	40 14TH ST
City	FRANKLIN
State	IN
Zip	46131-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCHRY ADD 1ST SEC LOT 16 MP FRANKLIN COMMUNI
Legal Subdivision	LOCHRY ADD 1ST SEC
Legal Lot Number	16
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2021
Census Tract	610900

Owner

40 14th St is owned and occupied by an individual who bought it in May 2017.

Source: Johnson County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	40 14TH ST, FRANKLIN, IN 46131-1102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on File
Deed Sale	May 17, 2017 · Amount on File
Prior Sale	Dec 8, 2014
Deed Document Number	201711158
Prior Transfer Date	Apr 17, 2008
Prior Transfer Doc	2008010210
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	Sep 2, 2026
Property Address	40 14TH ST, FRANKLIN, IN 46131-1102
Document Number	0000018082
Instrument Date	Aug 27, 2026
Instrument	202618082
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 14TH ST, FRANKLIN, IN 46131-1102

Mortgage

Document Number	0000018082,
Date	Sep 2, 2026
Instrument	202618082

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	40 14TH ST, FRANKLIN, IN 46131-1102
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023018831
Date	Nov 29, 2023
Instrument	2023-018831

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 17, 2017
Property Address	40 14TH ST, FRANKLIN, IN 46131-1102
Document Number	2017011158
Instrument Date	May 5, 2017
Instrument	2017-011158
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017011159
Date	May 17, 2017
Instrument	2017-011159

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 17, 2017
Property Address	40 14TH ST, FRANKLIN, IN 46131-1102
Document Number	2017011158
Instrument Date	May 5, 2017
Instrument	2017-011158
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 40 14th St was $917 with a homeowner's exemption, up 0.8% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$917.00 (+0.77%) Homeowner's exemption	$114,400 Land $24,400 Building $90,000	$114,400 Land $24,400 Building $90,000
2024	$910.00 (+10.17%)
2023	$826.00 (+18.51%)	$95,200 (+12.8%) Land $24,800 Building $70,400	$95,200 (+12.8%) Land $24,800 Building $70,400
2022	$697.00	$84,400 Land $24,800 Building $59,600	$84,400 Land $24,800 Building $59,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 14th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 65 policies
Nearby Flood Policies	65 in force
Nearby Flood Claims	13 (1998–2025)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Apr 2025
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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